Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,301 reviews, last reviewed 13th Feb 2025
2927% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I like the app, its fun. I like the app, its fun. Its very visual and I can see quickly at a glance all my money in one place. Reviewed on: 13th February 2025
C's avatar
C

Latest lowest rating:

1

Nothing for customers on NI, coildnt care less, bad... Nothing for customers on NI, coildnt care less, bad bank that simply exploits the online gimick, virtual cards arent actual virtual cards like with re... Read more Reviewed on: 13th February 2025
Andrew C's avatar
Andrew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15301)

Review of the Monzo, Current Account:

Budget friendly banking

5
I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Fast, easy, app is amazing.

5
Fast, easy, app is amazing. Clear… useful and applicable to managing finances in real life Reviewed on: 10th February 2025

User friendly, useful savings pots.

5
User friendly, useful savings pots. Love how easy it is to transfer money. Reviewed on: 10th February 2025

Monzo is brilliant!

5
Monzo is an excellent current account provider and I am an extremely happy customer. Their app is second to none and light years ahead of other providers, such as the Co-op bank with whom I have another account and their app is horrendous. Monzo is modern, user friendly, intuitive with great features. Highly recommend! Reviewed on: 10th February 2025

Amazing bank I am overall satisfied.

5
Amazing bank I am overall satisfied. Reviewed on: 10th February 2025

Brilliant bank with a great UI I use the aggregate f...

5
Brilliant bank with a great UI I use the aggregate feature to see where ally cash is Reviewed on: 10th February 2025

Bank with a button

5
Easy to operate,good rates,clever app,feel getting in touch a bit ponderous, always at the back of your mind that you can't talk to someone face to face! Reviewed on: 10th February 2025

Bank that helps you, not the other way round.

5
I have been happy with you, Monzo! Reviewed on: 10th February 2025

Good bank no problems shake there is no branches but...

5
Good bank no problems shake there is no branches but overall good bank Reviewed on: 10th February 2025

The app works exceptionally well and provides prompt...

5
The app works exceptionally well and provides prompt/timely information. Reviewed on: 10th February 2025

Many Benefits, Easy UI and overall Great Bank

5
I have been able to manage my money more efficiently by using the pots function. I have also been able to get cashback on some purchases which has been a great boost. The customer service team has been incredible when dealing with a refund request I had and most of all, the user interface of the app makes it incredibly easy to navigate and find the various options and benefits Momzo offers. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products