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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17220 reviews)

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4.92

Based on 17,220 reviews, last reviewed 21st Jun 2025

65% decrease in 5 star reviews

in the past 90 days

22% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo Current Account reviews (17220)

Review of the Monzo, Current Account:

Modern way to bank

Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022

Great spend tracking and interest rates

Lots of spending tracking available, it helps to keep on top of your finances! Pots are very useful for keeping away stashes of money and the interest rates are very competitive. Reviewed on: 15th April 2025

Helpful, professional and open and honest

Helpful, professional and open and honest Reviewed on: 15th April 2025

sent money it pending for 2 days

sent money, it “pending” for 2 days?? never had this w other banks. not trustable. Reviewed on: 15th April 2025

I got locked out my account for no apparent reason,...

I got locked out my account for no apparent reason, they said it’s just “checks” but no info was given. had my money stuck for almost month. never again. too much stress for a bank. Reviewed on: 15th April 2025

Easy to use

It makes it super easy to move money between pots and keep track of spending. Reviewed on: 15th April 2025

Absolutely love Monzo, it's a game-changer!

Love pretty much everything about Monzo, having used them since 2018. Amazing app, beautiful UI and makes everything super easy. Love the fee-free international card payments (initially why I joined). Support is an absolute game-changer (no phone calls & helpful in-app chat with a way nicer UX). Also love other handy features like pots, notifications, bill splitting, early salary payments and sending money to other Monzo users (without bank details). Also being able to view all older transactions and more flexibility with generating statements. Funny seeing the legacy banks suddenly play catch-up now while Monzo rapidly gains customers. However, I only use the free plan since I personally struggle to see the value in the paid plans. Another thing is that I still have to use my legacy bank for cheques - if Monzo supported that it's another reason not to have to use a legacy bank. Reviewed on: 15th April 2025

Monzo promoter, always!

I love using Monzo, I’m always trying to sign up my friends and family! Reviewed on: 15th April 2025

Easy everyday banking with advanced features

Simple and straight forward, simple to work with advanced functions too. Reviewed on: 15th April 2025

Just very convenient to use.

Just very convenient to use. I haven't had any issues with them so far and it's also very efficient Reviewed on: 15th April 2025

Banking with monzo has been a good experience.

Banking with monzo has been a good experience. It has helped in managing my finances and improving my financial health. Reviewed on: 15th April 2025

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