Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (14955 reviews)

View other Monzo products

4.92

Based on 14,955 reviews, last reviewed 8th Feb 2025

653% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and flexible. I like the many options of pots and virtual cards. Aswell as being able to spend abroad without fee. All in all monza is very flexible, has great feat... Read more Reviewed on: 8th February 2025

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14955)

Review of the Monzo, Current Account:

Brilliant bank for budgeting

Really changed the way I budget and Monzo have helped me save a lot more than I used to. Innovative features like Get Paid Early, Bills Pots and other savings pots are so helpful. Brilliant bank! Reviewed on: 11th November 2019

Great service modern mobile banking

Great service modern mobile banking Reviewed on: 30th July 2024

Best account ever

The easiest bank account I e ever had. Transferring money, payments and buying abroad so easy. Reviewed on: 19th June 2024

perfect online banking, no troubles, easy user frien...

perfect online banking, no troubles, easy user friendly app, instant replies on app Reviewed on: 18th June 2024

I was looking to open up a separate bank account fro...

I was looking to open up a separate bank account from my main bank, and came across Monzo. I am very happy I did as it provides me with all of my banking needs, and has benefits such as cash back with certain retailers. It was quick and easy to set up a bank account online, within 15 minutes it was completed. Reviewed on: 16th June 2024

Not Crypto friendly in the slightest.

Not Crypto friendly in the slightest. I would give zero as a rating if that was an option. Deposited a small sum in a new monzo account and as soon as I tried to send it to a cryto exchange, the company have frozen my account whilst 'specialists' look at it and have requested various info. If I'd tried to put it onto a gambling site, they would have allowed me. No interest in their customers wellbeing, just want to stop UK customers moving to crypto assets as it impacts their bottom line. Terrible customer service on chat, waiting for hours a a time for a response. Avoid at all costs. Reviewed on: 9th June 2024

Love this app.

Love this app. Really helped me get on top of my money and budgeting. Forever in the black due to the simplicity of use. Ability to set money aside in pots and to squirrel the odd pennies into a savings pot is brilliant. Gives perfect resonance to the saying about pennies adding into a pound. Reviewed on: 6th June 2024

Modern Banking

Since day 1 I have had no troubles with Monzo. In fact they have offered me different services which they do. Like saving pots etc Reviewed on: 6th June 2024

I've been using Monzo for years and I can't even ima...

I've been using Monzo for years and I can't even imagine using a different bank as my main account. The experience has been great, and I've been using premium (now Max) which gives me so many extra benefits (e.g. I travel a lot and I needed a travel insurance, but decided to pay for Monzo instead of a separate company I'd need to deal with). Reviewed on: 5th June 2024

They don't really support you if you've been the vic...

They don't really support you if you've been the victim of a scam. Plus the customer service takes ages to get back to you. It's almost as if there is no real human behind the customer service wall. This makes me weary of them. It's a shame because all of the other perks and features are quite nice. Reviewed on: 5th June 2024

Easy to setup and acess your funds

Easy to setup and acess your funds Reviewed on: 3rd June 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexBasic
from Nationwide 4.41 from 102 reviews
Cash Card Account
from Barclays 4.51 from 139 reviews
Reward Current Account
from Halifax 4.39 from 193 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub