Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (15264 reviews)

View other Monzo products

4.92

Based on 15,264 reviews, last reviewed 11th Feb 2025

2700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

loving monzo... loving monzo I'm rubbish at saving and monzo is helping me with that, it's great! Reviewed on: 11th February 2025

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15264)

Review of the Monzo, Current Account:

Best Bank Ever

I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

Excellent for New Users!

As a first-time Monzo user, I’m genuinely impressed! The app is incredibly user-friendly, making it easy to manage my money, track spending, and set savings goals. The instant notifications and budgeting tools are game-changers. Signing up was quick and hassle-free, and the customer support has been fantastic. Highly recommend Monzo to anyone looking for a modern, efficient banking experience! Reviewed on: 9th February 2025

It’s a very reliable bank and they’re on top of thei...

It’s a very reliable bank and they’re on top of their game. Easy to use too. Great and well detailed statements Reviewed on: 9th February 2025

Amazing Banking never had any problems with them Monzo

Amazing never had any problems with them but there easy to use banking app makes me feel comfortable banking with Monzo and makes me feel like iff there is Eva a problem they would help solve it very easy and fast makes me feel my money is safe with Monzo Reviewed on: 9th February 2025

Monzo excellent service

Monzo has excelled where other banks have failed. It has been a good experience whether using the bank at home or abroad Reviewed on: 9th February 2025

Excellent ap

So easy to use, excellent customer service Reviewed on: 9th February 2025

So easy to use!

So easy to use! Has all my banking in one place and a decent interest rate! Unlike my other bank account Reviewed on: 9th February 2025

I have been banking with monzo now for nearly two ye...

I have been banking with monzo now for nearly two years great bank the app is the best banking app I’ve ever seen Reviewed on: 9th February 2025

Great for tracking spending

Excellent customer service. Great options for cards and benefits. Really good personalisation, especially tracking spending. Reviewed on: 9th February 2025

Great service

I've opened several accounts with monzo now because I really like the perks scheme and I find it easy to categorise my spending, maximise my savings and send money to my friends. The split bill and shared tab feature is great and I get a great interest rate on my savings. Reviewed on: 9th February 2025

Customer service is brilliant.

Customer service is brilliant. Very supportive with the transfer of my pension. Under 16 account linked which is amazing for my little girl. Good cashback offers which change regularly. Brilliant saving incentive going this year. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Starling Bank 4.94 from 27283 reviews
Basic Account
from NatWest 4.51 from 2061 reviews
Student Current Account
from Halifax 4.47 from 10 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub