Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,381 reviews, last reviewed 24th Feb 2025
5722% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best credit card I tried to get credit card from my primary provider in vain, but Monzo made it simple and the Flexicard is so cool. Reviewed on: 24th February 2025
Kuda M's avatar
Kuda M

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15381)

Review of the Monzo, Current Account:

Once a pioneer, now in with the crowd... still good

4
I moved my 'spending' money into Monzo from my main NatWest account as it had loads more functionality. Market leader in sending payments, splitting bills, paying abroad etc. unfortunately not much newness has happened (relevant to me) and all the other banks have caught up and copied Monzo. So great, but no longer a pioneer in my eyes and part of the crowd now. Reviewed on: 15th March 2024

App is incredible

5
Great accounts but what is best is the app. It is full of very useful tool and works really well. Customer service is also quick to solve issues. Reviewed on: 10th February 2025

Great customer service - helped me with a dispute

5
Great customer service - helped me with a dispute Reviewed on: 10th February 2025

Amazing worryfree experience

5
Overall experience has been amazing, I no longer worry about accessing my own money. I find it extremely easy to split bills, budget and invest all within the single app. Since switching to Monzo, I've deleted all other 3rd party money management apps, as they're simply unnecessary now. Reviewed on: 10th February 2025

Revolutionary

5
Monzo’s app has changed the way I manage my finances completely Reviewed on: 10th February 2025

Monzo has been great since the very beginning!

5
Monzo has been great since the very beginning! They are always introducing new things to benefit their customers and I feel safe banking with Monzo. When im abroad, I just tap my phone away as I know all my transactions will be accurate and I won’t be charged interest. Reviewed on: 10th February 2025

Great bank easy to use, app is really simple and the...

5
Great bank easy to use, app is really simple and the saving rates are good Reviewed on: 10th February 2025

Love Monzo products.

5
Love all the Monzo products, suit my needs and purpose. Products tailored as per customer requirements. Lot of flexibility. Easy to manage my account. Easy to manage App - Quite simplified Reviewed on: 10th February 2025

Easy to use, fast and convenient.

5
Easy to use, fast and convenient. Had to use customer service for the first time and it was sorted within the hour Reviewed on: 10th February 2025

Fantastic Bank - Couldn’t Ask For More

5
Really easy to join, helpful customer service and they are paving the way for the future of banking. Reviewed on: 10th February 2025

Great bank I'm loving the 1p idea, good initial to e...

5
Great bank I'm loving the 1p idea, good initial to encourage saving Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products