Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,281 reviews, last reviewed 12th Feb 2025
2800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Intuitive, simple & informative Of all the different banks I’ve used, Monzo is easily the most intuitive service to use. Simple, friendly & informative. Reviewed on: 12th February 2025
Pete H's avatar
Pete H

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15282)

Review of the Monzo, Current Account:

The bank you need for every day life.

5
Really easy to use. App is great and easy to use Reviewed on: 13th April 2024

My Experience with Monzo as a Newcomer to the UK

5
When my family and I arrived in the UK in 2022, Monzo was the first bank account we were able to open. The detailed weekly and monthly spending analysis has been incredibly helpful, breaking down our expenses in a clear and insightful way. The efficiency of the service, along with the variety of financial products offered, has even made me consider investment opportunities. Another highlight was being able to open an under-16 account for my daughter, which has been a great way to introduce her to financial management. Overall, our experience with Monzo has been fantastic, making our transition to the UK much smoother. Thank you! Reviewed on: 9th February 2025

Fantastic rates on savings and purchases overseas pl...

5
Fantastic rates on savings and purchases overseas plus at home easy to sign up transparent spending get reports before you even start thinking about what you spent at what rates the deferent savings types available and rates are at a very exceptional rate beats bothering with high street banks and the ability to withdraw in so many different ways is just a whole new game Reviewed on: 9th February 2025

This is the right way to do banking .

5
This is the right way to do banking . Kudos . Reviewed on: 9th February 2025

Excellent products and service, very innovative.

5
Excellent products and service, very innovative. Reviewed on: 9th February 2025

Excellent customer service and product offerings

5
Excellent customer service and product offerings Reviewed on: 9th February 2025

Superior bank to your normal streamline banks

5
The app is far superior to other banks giving more options to split your savings into different pots. Monzo also has the option for virtual cards for your pots making your online spending more secure. Reviewed on: 9th February 2025

It's a very good app and I don't have any bad review...

5
It's a very good app and I don't have any bad reviews so far Reviewed on: 9th February 2025

Amazing financial provider

5
Great service, app is easy to use, great provider for managing money. Reviewed on: 9th February 2025

simple and easy

5
I have had no big issues with Monzo and any minor problems (IE cashback amounts being incorrect) were sorted out speedily. Reviewed on: 9th February 2025

Everything is great, I can’t fault it

5
Everything is great, I can’t fault it Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products