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Monzo: Current Account reviews

4.92
Based on 16,846 reviews, last reviewed 5th Apr 2025
32083% increase in 5 star reviews
in the past 90 days
233% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Why Monzo is my favourite bank When I moved to the UK in 2019, Monzo was easy to set up and I haven't looked back since. I use the pots to help budget. I categorise mhm payments s... Read more Reviewed on: 5th April 2025
Audrey's avatar
Audrey

Latest lowest rating:

1

DONT TRUST MONZO A company was allowed to steal money from my account. monzo not only didnt stop them or get my money back. tthey're fused to help on any way and spent... Read more Reviewed on: 4th April 2025
Lyndon R's avatar
Lyndon R

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16846)

Review of the Monzo, Current Account:

Amazing detail, slightly lacking saving options

4
I love the functionality of monzo, the analysis and trends are a big help especially in this cost of living crisis. Monzo is great for overseas spending and being able to easily split and expenses with another person. The only thing I think it lacks if decent interest rates such as a regular saver or cashback that other banks offer Reviewed on: 1st February 2023

All round excellent banking service

5
I have had a Monzo account alongside other banks for a few years now and the service and user-friendliness of Monzo is outstanding in comparison. The features offered to track and categorise my spending is excellent and helps no end with budgeting, and the round-up savings pot is truly excellent. Reviewed on: 2nd April 2025

Excellent security and fraud prevention.

5
Excellent security and fraud prevention. Next level mobile app. Reviewed on: 2nd April 2025

Absolutely brilliant experience with Monzo they help...

5
Absolutely brilliant experience with Monzo they helped me retrieve my money back from a fraud scam. Reviewed on: 2nd April 2025

Yafets Monzo review

5
It’s been a great time with them they help a lot and they’re always on call Reviewed on: 2nd April 2025

Monzo has excellent features for their customers.

5
Monzo has excellent features for their customers. They provide credit and pay it back in 3 Instalments without any charge of interest this what I most like. Reviewed on: 2nd April 2025

Best Bank Account I've Had

5
Monzo is the best bank I've ever had, being all digital means that the app is full of useful, innovative features that are actually useful. I can't think of a feature that's missing, great for spending abroad, managing money & the flex credit card is also really easy to manage. Reviewed on: 2nd April 2025

Easy to use, easy to sort issues like refunds and lo...

5
Easy to use, easy to sort issues like refunds and lots of great features e.g. savings pots can be opened rapidly of different types, round ups and split payments Reviewed on: 2nd April 2025

Monzo always keep raising the bars of financial serv...

5
Monzo always keep raising the bars of financial services. The Bank constantly improves her system to ensure clients get value for their money. For me, Monzo is the safest banking app. They have zero tolerance for scamming and lay priority on the safety of clients money Reviewed on: 2nd April 2025

Monzo 5 star

5
No problems, easy banking, great information on app, helps budgeting can’t fault this bank Reviewed on: 2nd April 2025

I not had any problems with this bank

4
I not had any problems with this bamky Reviewed on: 2nd April 2025

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