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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Cutting edge mobile banking

5
Brilliantly customer-centric app. Product is built around customers and it shows. This is how all banks should be Reviewed on: 31st March 2021
Phil's avatar
Phil

Rant and rave about Monzo to EVERYONE

5
Such a well-thought-out bank. The app is so easy to use. I love the organisation! Reviewed on: 31st March 2021
Charlotte Burnard's avatar
Charlotte Burnard

How banking is supposed to be

5
Monzo have simplified everything about personal banking. Budgetting, transferring and receiving money, opening the account, accessing the account securely. It all just works so well. Reviewed on: 30th March 2021
Hugo's avatar
Hugo

The way forward

5
Monzo is definitely leading the way when it comes to banking apps. From paying bills from different "pots" to categorising my spending into categories, the app is just the most intuitive. I would like a fully functional web interface whenever possible though, let's hope they make it soon Reviewed on: 30th March 2021
Scott Stewart's avatar
Scott Stewart

Helpful open banking

5
Monzo has created a banking experience where you can see at first glance where your money is going and helps you plan and save for the future, keep doing brilliant things Monzo Reviewed on: 29th March 2021
CD's avatar
CD

Its great

5
been using it for must be over a year now and its everything i want in a bank., Reviewed on: 29th March 2021
videoscape's avatar
videoscape

Excellent Bank

5
Really good bank to use. Has a number of features and good customer service Reviewed on: 29th March 2021
Nikaule 's avatar
Nikaule

Great

4
Awesome!. Packed full of great features and great customer service (far better than others). So friendly and incredibly helpful Reviewed on: 29th March 2021
L33's avatar
L33

Amazing!

5
Just made managing my money so easy Reviewed on: 29th March 2021
Kat's avatar
Kat

Excellent digital banking

5
Easy to apply on line, easy fast app. Different pots within account enabling you to budget and separate money for bills etc. Access to salary a day early Reviewed on: 29th March 2021
Marie's avatar
Marie

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