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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Excellent digital banking

5
Brilliant easy to use app. Easy to apply for account. Great customer service. Offer a premium account with phone, travel insurance etc. Reviewed on: 29th March 2021
Marie's avatar
Marie

Love this app!

5
Have finally left all high-street banking behind and LOVE the control and analysis I can achieve with this bank. Reviewed on: 29th March 2021
Brondie's avatar
Brondie

Changed how I experience my finances

5
Great features, good UX, helpful support team. Reviewed on: 29th March 2021
Tom's avatar
Tom

Cool bank account

5
Banking is boring, but Monzo make it feel kinda cool, great experience so far, cheers Reviewed on: 28th March 2021
ScottK79's avatar
ScottK79

Best

5
Best UX and customer support process ive experienced Reviewed on: 28th March 2021
Vijay Strickland's avatar
Vijay Strickland

Best current account going

5
Fantastic and simple with great upgrade options and features Reviewed on: 28th March 2021
Franz Imfeld's avatar
Franz Imfeld

Good Solid Banking Features

4
Good bank with similar features to Starling only problem I have with the bank is no desktop access and it takes a while for customer service to get back to your query but they do get back to which is so far had no issues with bank or payments which I am happy and gratful for I would recomend this bank if all you want is simple smartphone access if you want to use it as a primary bank you might run into trouble but as a second mobile bank it's excellent and very close to starling in terms or speed and quality of festures. Reviewed on: 27th March 2021
CityDude's avatar
CityDude

Lost without them

5
I credit Monzo with turning my financial situation around completely. A simple, easy to use, plain English product with first class customer support whenever you need it. Innovative and brilliant. Reviewed on: 26th March 2021
Ronan's avatar
Ronan

Monzo Premium account

5
It is a nice combination of insurance, Travel insurance and credit score for just only £15 pounds. It also lets you use card abroad charging the average rate so it can save you pennies once abroad or buying stuff from overseas. Reviewed on: 26th March 2021
Spw92's avatar
Spw92

Fantastic bank, top tier customer service

5
Budgeting features and fast payments are amazing. Also handy receiving your salary a day earlier than scheduled. 24/7 customer service is great too. Reviewed on: 26th March 2021
Daniel's avatar
Daniel

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