Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19249 reviews)

View other Monzo products

4.93

Based on 19,249 reviews, last reviewed 9th Apr 2026

98750% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I've been with Monzo for 6 years and it's been fault... I've been with Monzo for 6 years and it's been faultless. I love the features, they are always leading the way with technology. Reviewed on: 9th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19249)

Easy to use and fun

I love Monzo, it has helped me save money. I can round up spending and deposit into my savings without me noticing. I can send and receive money so easily and track my spending. Love it! Reviewed on: 11th July 2020

Perfect Account

I set up a Monzo current account and it is fantastic! Super easy to set up, card arrived super quick and the ease of use and functions that account offers is second to none. Highly recommend! Reviewed on: 6th July 2020

Great account for rounding up

I really like how you can have separate pots saved from rounding up your purchases. It helps you keep track of your money goals. Overdraft available but is removed if you do not need to use it after 90 days Reviewed on: 4th July 2020

Monzo

It's a great all-rounder and lovely user interface. I would highly recommend. Reviewed on: 25th June 2020

Makes banking so easy

Monzo has changed the way that I bank. It feels so much more secure as I know the moment money has been debited from my account, and the budgeting feature is really smart. Reviewed on: 12th June 2020

Over the expectations

Everything it’s too easy and fast Reviewed on: 11th June 2020

Very helpful, easy to use

this app and account is so helpful for money management! Its like a new generation of banking which allows me to easily set money aside for certain bills and savings pots yet has all the flexibility of a standard bank account in terms of payments Reviewed on: 8th June 2020

Absolutely LOVE Monzo

I've been with Monzo for about a year now and it's like no other bank that I've been with. The app is incredible and SO helpful for budgeting, and their staff are super friendly. I can't imagine ever banking with anyone else now. Reviewed on: 5th May 2020

Some unique features but missing some basic functionality

Good: I can request funds by sharing a link, and people can pay me with a debit card. I just sold some flour to a neighbour and got paid into my bank account without sharing my account number, which is great given how useless cash is at the moment. Bad: I got a £10 refund cheque from a utility provider. Cheques can only be paid in by post (or by hand delivering them to London). I sent it to the Freepost address, but Monzo claim they never received it, and I should ask the provider to stop the cheque and issue a new one, and that I can use a tracked delivery service if I'm worried about another one going missing. Paying £2 for tracked delivery plus envelope on a £10 cheque isn't worth it. Paying in cheques in-app like with other banks can't come soon enough for this supposedly all-digital bank. Reviewed on: 28th April 2020

The best way to manage your money

Monzo’S current account makes it easy to manage your money. Instant notifications when you spend, all spending categorised and you can set monthly budgets. Reviewed on: 27th April 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.06 from 243 reviews
Select Silver Current Account
from RBS 4.56 from 29 reviews
Current account
from Kroo 4.86 from 5192 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Flex Purchase credit card
from Monzo 4.97 from 3124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub