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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

The future of banking

Having tried Monzo and Starling, there's no real competition - especially when it comes to customer focus and community. Monzo is certainly the future of banking. Reviewed on: 8th December 2018

Changed my financial life.

Monzo has changed the way I think about money, the way I budget and sort my finances out. Their transparency and way they deal with customers is second to none. Reviewed on: 8th December 2018

Modern, simple .. and it works

It is refreshing to be able to Bank with somebody that comes with the awful legacy of the past 40+ years! Reviewed on: 8th December 2018

The answer to my prayers!

I was a little anxious about the idea of switching to an app-only current account at first, but have been bawled over by Monzo. Fantastic features which make banking so simple, great personable customer service and a really clear focus on the customer and their needs! The community forum is also really engaging, with feedback being really listened to and informing decisions that drive the bank forward. Can't wait to see what's still to come! Reviewed on: 8th December 2018

Fantastic bank

Monzo is amazing overall. Fantastic product, support, and everything. Reviewed on: 8th December 2018

Transparent and super fast bank!

The way they operate is the best. I have been with at least 10 different banks and Monzo is the absolute best. Go to community.Monzo.com and see for yourself. Open a Monzo account and you'll get £10 for free. Merry Christmas from me! https://monzo.com/referral?code=rfwlkyj Reviewed on: 8th December 2018

Very good

Great banking product for all ages Reviewed on: 8th December 2018

Great account

So easy to set up and use. Keep getting better and listens to users Reviewed on: 8th December 2018

Peace of mind over your finances

great to see real time notifications of how much I spend, what I spend on , where I spend it, so I can take control of my finances Reviewed on: 8th December 2018

A breath of fresh air

An outstanding service for my financial needs. With just a few additions (which are on the horizon) this will be perfect. Reviewed on: 8th December 2018

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