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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Overall brilliant

5
Monzo provides a great service, which is user friendly and very clear. My only negative is that the interest rates on their savings 'pots' have been slashed to basically 0 over the last year. Whilst this is understandable, due to the pandemic, it gives me less motivation to use the round-up feature and does not encourage me to save. Reviewed on: 26th March 2021
Chloe Reynolds's avatar
Chloe Reynolds

Innovative bank

4
Monzo is easy to use, full of fantastic features and super handy Reviewed on: 26th March 2021
Liamw's avatar
Liamw

Money overviews made simple

5
Really accessible user interface, with a range of products available. Ability to do things like export transactions (super useful for tax returns), search transactions quickly and effectively, and set regular budgets/categorise expenditure. Reviewed on: 26th March 2021
Charlie's avatar
Charlie

Market leading features and functions

5
Monzo delivers a broad and happy app driven service and features Reviewed on: 26th March 2021
gingerprimate@icloud.com's avatar
[email protected]

Really easy experience

5
I’ve never had any problems with Monzo and have relied on it for my primary spending card across the world. Access to my account is really simple. Reviewed on: 26th March 2021
Rosie Farthing's avatar
Rosie Farthing

Monzo is easy to use and innovative

5
The app is easy to use, I like the notifications, pots for savings and various other features. Reviewed on: 26th March 2021
Katie's avatar
Katie

Fantastic service

5
So easy to make a joint account, save money in pots and then round up any spends I make into the pot. I save so much money that I would usually spend, only downside is paying in cash but I kept my account with another bank for that Reviewed on: 25th March 2021
Rich B's avatar
Rich B

Would recommend, makes managing finances super easy

4
Ease of using Monzo to manage my finances, pay people back, split bills, get my monthly salary a day early and the ease of opening a joint account makes them absolutely fab Reviewed on: 25th March 2021
Razwana's avatar
Razwana

Amazing banking experience

5
So easy to use. Such good customer service. Easy to organise money into different pots. After using normal banking apps for years, it’s revolutionised how I organise my money. Reviewed on: 25th March 2021
Sarahwj's avatar
Sarahwj

Consistently great app and service

5
Monzo goes from strength to strength. As someone going through a house sale and renovation, with Monzo pots and shared tabs, it's so easy to track and keep control of burgeoning costs. Reviewed on: 24th March 2021
Miranda Love's avatar
Miranda Love

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