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Monzo: Current Account reviews

4.92
Based on 17,051 reviews, last reviewed 13th Apr 2025
106300% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
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1%

Latest highest rating:

5

Interactive banking experience Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025
Ameena A's avatar
Ameena A

Latest lowest rating:

2

Monzo : Great look but mixed experience I had high hopes for Monzo, especially with all the hype around it being one of the top digital banks. At first, the app felt modern and user-friendly... Read more Reviewed on: 11th April 2025
Yolanda o's avatar
Yolanda o

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also
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Monzo Current Account reviews (17051)

Amazing financial service

5
Easy budgeting and management of money with a clear app Reviewed on: 7th November 2018

Wonderful for the moment

5
I enjoy the app, trust the instant notifications, the super swift customer help - not only that but the almost immediate refunds from shops when my card was stolen, Monzo dealt with it very simply and I was super grateful. I often recommend it to friends but I'm curious about why Starling Bank is also seen as so consistently good. Hands down, beats my old high-street bank, but I do wonder how they can keep getting better and what the future holds... Reviewed on: 7th November 2018

Best app in the UK

5
I've tried Sandander, but also Starling Bank. Monzo, for me, is number 1. Reviewed on: 7th November 2018

Couldn't ask for a better bank.

5
Transparent, functional, friendly and fully featured. Monzo is an absolute joy to use. I couldn't ask for more! Reviewed on: 7th November 2018

The Pinnacle of 'App Based Banking'

5
Monzo is the kind of company that 'listens' to it's customers and actually publishes that it is indeed listening. It then holds itself 'accountable' to certain timelines by prioritising customer requests. These are voted for by the outstanding forums- and it truly feels like this is (smart) 'community led banking' for this generation. The best recommendations are word-of-mouth and truly, I have been an ambassador (for free!) to herald Monzo's app and service structures. Give t... Reviewed on: 7th November 2018

Informative, Real Time, Fun

5
Monzo has changed the way I do banking, and the way I manage my money Living on a tight budget means every penny has to be accounted. With real-time spending tracking, I know my exact balance the second I spend something. No more waiting 3 days and second guessing. They're also really open and transparent. Every issue they come across is explained and communicated to members. Even ones that they could perhaps keep to themselves. Their support team is readily available and alw... Reviewed on: 7th November 2018

Best banking money can get

5
With the Monzo app everything you need to know about your money is in one place. What is currently in your account, budgeting to savings all in one convenient place. It makes life easier to manage money as it should do rather than going out of your way. Reviewed on: 7th November 2018

The future of current accounts

5
Incredibly straightforward to use Reviewed on: 7th November 2018

Amazing

5
Easy to use, brilliant app, always listening to its customers and improving the app. Reviewed on: 6th November 2018

Very poor. They think they're much better than they are.

1
Very poor. They think they're much better than they are. Reviewed on: 6th November 2018

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