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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,249 reviews, last reviewed 9th Apr 2026
98750% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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1%

Latest highest rating:

5

I've been with Monzo for 6 years and it's been fault... I've been with Monzo for 6 years and it's been faultless. I love the features, they are always leading the way with technology. Reviewed on: 9th April 2026
Joel1990's avatar
Joel1990

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19249)

Best features and banking out there

5
I've been using monzo for 2 years and the current account since it was launched. I quickly closed my account with natwest and moved everything to monzo with their easy switch service and everything has been great since then and looking forward to all the future updates. Reviewed on: 27th February 2020
Haresh Vekriya's avatar
Haresh Vekriya

Number 1

5
I have used Monzo since it started as a prepaid card and the experience is excellent. I have recommended several people and they say the same. Keep up the great work! Reviewed on: 27th February 2020
AAnthony's avatar
AAnthony

Absolutely amazing!

5
Monzo has changed the way I bank forever! I absolutely love my monzo account and the customer service they provide. The ability for your banking app to intelligently calculate your finances for your without any issues or problems means let's time worrying about money. I take my card and my account everywhere around the world. And it is so useful. I much prefer the user interface in comparison to revolut and the rest of my high street bank accounts. I would recommend Monzo to everyone and anyone. I am always telling my friends and family how good monzo is. And if everyone had it it would be so much easier paying for things and spilting bills Reviewed on: 26th February 2020
Olly's avatar
Olly

Everything I wanted

5
Monzo is one of the best things to come into my life. Its features offer everything someone who loves technology would want. The fact that it's easily accessible is great. It's made me really think about my spending habits and I'm beginning to make more responsibility approaches to not only my spending but also my savings. I have always had zero discipline when it comes to saving but Monzo makes it so easy for me to save and I dont even notice it. I'm looking forward to a great financial future with Monzo Reviewed on: 25th February 2020
Beth's avatar
Beth

Recommended to everyone I know

5
This bank is the absolute best. Their pots have helped me divide up my money and save like I never could before. Because of them, I'm smarter and more savvy with my money. I know exactly how much money I have at this second, no waiting for after the weekend to find out I'm actually broke. I love their friendly, community approach to banking, and the ethos that they're a customer service company first is honestly so refreshing. I feel like I've joined a family and get a little smile on my face every time I see someone else flash one of their bright pink cards. Reviewed on: 25th February 2020
Amy Elizabeth James's avatar
Amy Elizabeth James

Modern and secure

5
Monzo is modern and secure. Apparently it’s 10 x better at stopping account takeovers. This gives me confidence my details are safe and the new secure code is so much easier than random digits. I also like how I can budget. Reviewed on: 25th February 2020
Tlove's avatar
Tlove

Simple, hassle free app based banking

5
Everything is done within the app, it’s a doddle to use, pots are easy to setup and use and make budgeting so much easier. I used to run two bank account one for bills, one for day-to-day banking, now Monzo is my sole account. Coral card is very distinctive and I get lots of comments about it Reviewed on: 21st February 2020
Chris Dennis's avatar
Chris Dennis

Best bank ever

5
It is always a pleasure to use Monzo, it's the first time that I feel that I actually enjoy opening the bank app. Reviewed on: 21st February 2020
Georges's avatar
Georges

Best bank ever

5
Honestly the best bank I've used, so easy to keep track of all my spending and also extremely easy to save money Reviewed on: 20th February 2020
Jude Crutchley's avatar
Jude Crutchley

Great Bank - Easy to use

5
I love Monzo! They have taken the boring out of banking, can do everything I need to with a few taps of my fingers! Cannot fault them. Reviewed on: 19th February 2020
Noop's avatar
Noop

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