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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Dank

5
Absoluytely stellar laddage from Monzo the bank Reviewed on: 24th March 2021
Benjamin Lewis's avatar
Benjamin Lewis

Monzo review

4
Pros: Great interface, pots, cash early, easy to use and transfer money to others. Easy to sign up. Cons: Poor savings rates- but this is industry wide not isolated with mozo Reviewed on: 24th March 2021
Scott's avatar
Scott

Easy to use, transparent service

5
My experiences with ‘traditional’ banking apps have been touch and go (I find them clunky and difficult to navigate). I am so pleasantly surprised by Monzo! It just makes banking easy! Reviewed on: 24th March 2021
Laura Fell's avatar
Laura Fell

Brilliant

5
Everything you could need from a current account. Reviewed on: 24th March 2021
Jamie Locke's avatar
Jamie Locke

Just great

5
Banking in the smart phone / app era - Monzo just have it right. Everything you need in one place to manage your money effectively - Bravo! Reviewed on: 24th March 2021
William Crane's avatar
William Crane

I have so much control over my money

5
Monzo gives me so much control over my money. I know exactly what I’ve spent and where. I can easily hold enough money aside to cover all of my bills each month. I can easily split costs with friends and family. I love Monzo. Reviewed on: 24th March 2021
Hugh Berry's avatar
Hugh Berry

Everything I need and more

5
The app is clean, reliable and simple. The spending trackers and pots features are particularly useful. Especially the direct debit pots so I can keep on top of my regular out goings. Reviewed on: 23rd March 2021
John-Ross Chambers's avatar
John-Ross Chambers

Love it

5
Fast and easy, all works like a dream. The access to the account is secure but so much better than the traditional online banking millions of codes and widgets. Instead, just have an email to your address and a magic link to open the app. I moved away from smile and didn’t look back. Reviewed on: 23rd March 2021
Keif Gwinn's avatar
Keif Gwinn

Love the account!

5
I’ve found that the Monzo app has really helped me to get control of my finances. It’s so easy to use versus the other online accounts I’ve got! Reviewed on: 23rd March 2021
David Munday's avatar
David Munday

Best current account Ive ever had

5
Miles above the competition, instant spending notifications, pots, instant chat support, tells you when direct debits will leave, predicts spending and total left. Reviewed on: 22nd March 2021
Rob's avatar
Rob

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