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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great bank

5
I love having all my money in my Monzo account. It is very easy to navigate and I really like that you can separate your money into pots. It gives you control over a lot of things without having to contact them. Reviewed on: 22nd March 2021
Cevher's avatar
Cevher

Inoredibly intuitive

5
Just what I want from a bank. Fuss-free set-up. Straightforward app with customisable pots (envelopes). nothing more I need or want. Reviewed on: 22nd March 2021
Paul Dunstan's avatar
Paul Dunstan

Brilliant App

5
I love Monzo's app. It's easy to navigate and looks great too. Pots make saving and paying bills simple, and is a good way to separate reoccurring bills from spending money. I also had to deal with Customer Service (in-app chat) and my question was answered with 5 minutes. Brilliant service. Reviewed on: 22nd March 2021
Matt Norwood's avatar
Matt Norwood

How banking should be done

5
Since joining Monzo around 3 years ago my banking has been completely transformed. Going from an "old-fashioned bank" to Monzo has allowed me to save more effectively, manage my money more easily and with the the pots split up the money for different things that I am saving up for. I love Monzo and have recommended it to everyone I know. Reviewed on: 21st March 2021
jdbnet's avatar
jdbnet

Best bank ever!

5
Monzo has helped me to look after my money and budget properly. Reviewed on: 21st March 2021
Andy Farmery's avatar
Andy Farmery

Great customer service

5
Always receive quick and helpful customer service Reviewed on: 21st March 2021
Bh's avatar
Bh

Faultless through and through

5
Can say had my acc with them now for a year and can say for the first time that I am satisfied with my bank. Reviewed on: 19th March 2021
Jon's avatar
Jon

Simple, Innovative, Instanstant

5
Monzo has enabled me to take control of my finances by providing easy overviews of income/spending, phenomenal accessibility and features (such as getting paid early) that have enabled frictionless banking. Reviewed on: 19th March 2021
Constantin's avatar
Constantin

Superb

5
Makes managing money incredibly easy, even enjoyable. Reviewed on: 18th March 2021
Conor9McKenzie's avatar
Conor9McKenzie

Great online banks, helps me save so much !!

5
Monzo is a great bank. It helps me delicate all of my money to certain places. Everything about it just makes it easy . I love this bank so much. I have recommended this to so many friends and 3 of them have joined from my link. The categories are great, it helps me set a budget each month for certain things. Also what I love about Monzo is that if I have spent a bit of money, it does tell me off . I love it !!! Reviewed on: 18th March 2021
Luke Worrall's avatar
Luke Worrall

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