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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19250 reviews)

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4.93

Based on 19,250 reviews, last reviewed 10th Apr 2026

98800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great for travel I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19250)

Revolutionised my financial life

I struggled to keep on top of my finances, but since switching to Monzo I find my self budgeting much better, saving money and getting less charges. My partner saw the impact it had on my finances and switched with no hesitation. Reviewed on: 13th February 2020

Fantastic bank

This bank has changed my financial life! Incredible services provided and always adding new and exciting content! Reviewed on: 13th February 2020

Coooooooolllllllllll

Coooooooolllllllllll llllllllllllllllllllllllll Reviewed on: 13th February 2020

Excellent service

Fast secure easy my bank account is the best on an app Reviewed on: 12th February 2020

Banking made easy again!

Since I joined Monzo , I’ve never looked back. Reviewed on: 11th February 2020

A bank that understands it's customers, and is killing it!

I was a Monzo early adopter, I've been using their app for years and was constantly telling my friends about it (I only don't anymore because they've all listened and signed up). Monzo just works for me, for my lifestyle and I'm super happy with them. Other than Credit Cards, I only bank with Monzo. Their organisational tools, pots features and sheer ease of use makes it a no brainer. ?I love Monzo! Reviewed on: 10th February 2020

Intuitive, easy and fun!

I wish I had found Monzo when I moved from France to the UK. It was very hard to open a bank account and every retail bank I went to would ask for documents I did not have (I had no job yet, no flat yet, no NIN). Once I found Monzo and just how easy it was to open a bank account, to keep an eye on my current account and to pay for everything digitally AND to travel abroad with it?! No fees and all? My life changed. Monzo is amazing, I love you guys!! Reviewed on: 10th February 2020

Best bank

Nice and simple bank with the best app Reviewed on: 10th February 2020

Keeps you informed and in control

Great account with loads of useful features, that keep you informed, manage your money and so much easier than most conventional accounts Reviewed on: 10th February 2020

How banking should have been

For years banks have taken their customers for a ride and now we have a bank that works. Reviewed on: 9th February 2020

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