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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

A current account that makes everything easy

5
The Pots feature helps me organise my money and I love getting paid a day earlier Reviewed on: 7th April 2021
Beatrice Borbon's avatar
Beatrice Borbon

Great Service & App

5
Great Service & App. Highly recommend! Reviewed on: 7th April 2021
Chris Smith's avatar
Chris Smith

Budgeting features are second to none!

5
I love the budgeting features in Monzo. They make me feel like I have real control of my money. I can setup pots of money from which I pay my bills, allowing me to set money aside to know I always have enough for my utilities. I can analyse my spending with categories, identifying frivolous habits and bringing them under control. And I can easily manage money with friends with shared tabs and my personal monzo.me payment link making it easy to settle up for group spending. Reviewed on: 6th April 2021
Jack Dryden's avatar
Jack Dryden

Finally a bank that listens!

5
Easily the best bank I have ever held an account with. Easy to use and fair Reviewed on: 6th April 2021
Kian Thompson's avatar
Kian Thompson

Finally a bank that listens!

5
Without the Monzo app, I would be lost. By far the best bank I have EVER held an account with. Reviewed on: 6th April 2021
Kian Thompson's avatar
Kian Thompson

Best Customer Service and Best Value

5
Best Value for Monzo Premium and always had great customer service Reviewed on: 5th April 2021
Ryan O'Donnell's avatar
Ryan O'Donnell

Never put a foot wrong

5
Perfect bank, with an app that is far beyond any legacy bank. It's simple, offers the right products for the demographic it is aimed at. Very happy! Reviewed on: 4th April 2021
liam's avatar
liam

Banking the way it should be

5
Everything is so seamless. I love getting paid early, and using salary sorter with bills pots to organise our monthly direct debits. It lets me see exactly what’s left over for the rest of the month Reviewed on: 1st April 2021
JonH's avatar
JonH

Easy to use, great customer service, ethical

5
I have been with Monzo for a good few years and have never had a problem or concern. The few times I have had a query they reply in excellent time with a helpful response. The app is easy to use and there are many useful functions for those who want to use them, without being forced to if it doesn't fit your banking style. They are very transparent about their structure and how they use funds, and are far more ethical than most other banks I've seen. Reviewed on: 1st April 2021
C's avatar
C

A bank that thinks about its customers first when building a feature or product

5
Monzo really have taken customer-centric design for banking products and features to the mainstream now. I sincerely hope that this will be common place going forward. Everything about the Monzo experience is first class, they really have listened to what customers want Reviewed on: 1st April 2021
Josh Lister's avatar
Josh Lister

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