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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17292 reviews)

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4.92

Based on 17,292 reviews, last reviewed 6th Feb 2026

3100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had any problems, service support is quick to... Never had any problems, service support is quick to respond. Lots of products, great saving account Reviewed on: 6th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17292)

Makes life and living so much smoother!

Everything is so seamless with Monzo. Setting up my account was super simple, and their customer service is absolutely incredible. They go above and beyond to make sure that your experience with them is great. Reviewed on: 13th January 2019

A breath of fresh air

Monzo have been an absolute breath of fresh air, easy to setup and maintain with absolutely no fuss. I have easy access to my money and get additional help to track my spending. Reviewed on: 13th January 2019

Manage your money like a Pro

Monzo gives you budgeting live at your fingertips. I can track my spending live and help me save up, I also get visibility of subscriptions as part a commitment so I know how much money I have a month. I’ve been able to curtail my spending with monzo to help me save up Reviewed on: 13th January 2019

The most incredible bank

Superior tech Outstanding customer support One of the most caring companies Reviewed on: 13th January 2019

Making money work for all

The easiest account I’ve ever set up. No waiting weeks for cards, PIN is sent through the app, no card readers to validate payments. Easy and hassle free banking. Reviewed on: 13th January 2019

Swiftly became my main bank

Monzo quickly became my main bank after a couple months use of it, helpful, easy to use and fun. Reviewed on: 13th January 2019

Best current account on the market for a switched on millennial

I’ve had a Monzo account since they started offering them and have had a great experience ever since. From the best banking app going, to amazing customer support. I feel like my cash is in safe hands. Reviewed on: 13th January 2019

Fresh modern banking

Been with them since the Mondo days. Was always excited for how they would work out. Fresh open transparent banking. Reviewed on: 13th January 2019

My Main account

I cannot fault it, it works just how I would want a bank to work and has a great community. Looking forward to see what 2019/20 brings. Reviewed on: 11th January 2019

Fantastic Bank

Easy, smart and clever banking that makes tracking budgets and spending a breeze. The speed they are developing new, inventive ways to help you bank better and faster is great. Also using abroad is so much easier than any of my other accounts. Reviewed on: 11th January 2019

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