Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19246 reviews)

View other Monzo products

4.93

Based on 19,246 reviews, last reviewed 9th Apr 2026

98600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent services Really easy to love the bank. Really easy to love the bank. Excellent services been amazing to save with. Reviewed on: 9th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19246)

Still miles ahead of the incumbents

Monzo leapfrogged the incumbents with their excellent app-based UI and customer experience. This has still been steadily improving as the business now scales up and goes mass-market. Features like getting paid early, salary sorter, shared tabs and bill splitting make managing money painless compared to days of old. Keep up the good work! Reviewed on: 19th January 2021

They are the best

Amazing experience all around. A true disrupter. Reviewed on: 19th January 2021

Best bank out there!

It’s amazing, smart, easy to use and easy to deal with, with a second to none app, and amazing benefits. Not to mention their good customer service, FAQs and security features. Reviewed on: 19th January 2021

Easy, innovative, accessible

Just works - nice UX - great features such as bill splitting, categories, etc. Reviewed on: 19th January 2021

Very good

Is best card ever. Is very very good and the best Reviewed on: 18th January 2021

Excellent bank

I enjoy having a current and savings account with monzo Reviewed on: 18th January 2021

Everyone's fave bank

The kings of UK challenger banks. Great app, free fx and sweet paid add-ons. Been with them since the start and have not looked back since. Reviewed on: 18th January 2021

Good for me, good for you.

Never had a problem with Monzo and on two occasions when a well known supermarket decided to charge me twice Monzo quickly responded to my request for assistance in getting the duplicate charges cancelled. Reviewed on: 18th January 2021

Brilliant Service, Brilliant Bank

Excellent App and modern way of banking Reviewed on: 18th January 2021

Better than every other bank

Leagues ahead of everyone in terms of features, ideas and security. Can't recommend them enough Reviewed on: 18th January 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Account
from NatWest 4.34 from 62 reviews
ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Ultimate Reward Current Account
from Halifax 3.97 from 100 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Flex Purchase credit card
from Monzo 4.97 from 3124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub