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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The best bank i've ever used!

5
Transparent, easy to understand, great user experience and great customer service. thank you Monzo! Reviewed on: 12th April 2021
Harriet Taylor's avatar
Harriet Taylor

Great, reliable, bank

5
Stellar customer support and a wonderful app. Everything so much more of an easy and reassuring than other banks. Reviewed on: 12th April 2021
Josh G's avatar
Josh G

What an app!

5
Actually made having a bank account more exciting and the support team are fantastic Reviewed on: 12th April 2021
Karl's avatar
Karl

Best bank ever!

5
Monzo's literally changed the way I see money. For the first time in my life I actually understand my money and have the tools to budget properly. Thanks Monzo! Reviewed on: 12th April 2021
Jack Cully's avatar
Jack Cully

Changed The Way I Spend!

5
I have been with lloyds bank since 2015 until i heard how good Monzo Bank is. When i decided to move over i kept my lloyds account open as i was unsure if it would be for me. I have since closed my lloyds banking account and moved completely over. I have saved thousands since using Monzo and it is so much easier for me to bank without worrys. I get consistent Notifications on my spending and even when im at an ATM i get a notification that my card has been used so i know exactly what to expect. Reviewed on: 11th April 2021
King Aiden's avatar
King Aiden

Forward thinking and very helpful add-ons

5
They have a fresh and modern app that is easy to use and has very helpful tools to make sorting your financial things easier Reviewed on: 10th April 2021
Valerie-R's avatar
Valerie-R

Quality bank service

5
Very convenient and efficient bank service fully supported by technology. I’ve started to use it this year and haven’t had any issues so far. Reviewed on: 9th April 2021
Lisa's avatar
Lisa

Rude and unhelpful staff.

1
Forget customer service, worst for customer service. However the app is good but it is severely let down by the whole operation of Monzo as a company and bank. Disappointing :( Reviewed on: 9th April 2021
Daniel A's avatar
Daniel A

Awesome!!

5
Love the Monzo experience in every respect! Great service, great app, great products! Reviewed on: 8th April 2021
Jordan Bookman's avatar
Jordan Bookman

Finally a bank that speaks the way customers understand!

5
Just super clear messaging and transparent comms around pricing and product features Reviewed on: 8th April 2021
Victor Blackmouth's avatar
Victor Blackmouth

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