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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17935 reviews)

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4.92

Based on 17,935 reviews, last reviewed 14th Feb 2026

34950% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent customer service My daughter works for monzo. Myself and my other daughter have monzo accounts and an excellent customer service with all the help you need Reviewed on: 14th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17935)

Banking made easy

I switched to Monzo over a year ago, and my experience has been overwhelmingly positive. I still maintain a number of legacy accounts for various reasons, and everything is just easier, faster and generally better in Monzo. Reviewed on: 8th May 2019

Easy to set up, easy to use

Simply put: an easy user experience with better features than any high street bank and a very generous referral scheme. Reviewed on: 7th May 2019

Brilliant company!

I love Monzo, becoming money savvy I decided to try it at the recommendation of a friend. I love that the card breaks down your spending, you can set budgets and see exactly where your money has gone every month. I find it much more advanced than some of the bigger banks. I actually find it easier to use, and they seem very professional. Reviewed on: 7th May 2019

Saved me ££ since December

Monzo has saved me £1200 since December due to its budgeting tools. It's meant I've been able to pay off my credit card which is brilliant. Reviewed on: 24th April 2019

Wouldn't be without my Monzo card!

Honestly don't know what I would do without Monzo now. So easy to save money, to trasnfer to friends, and to see a real time balance. It's helped me get my finances on track and couldn't recommend them more. Reviewed on: 23rd April 2019

Easy sign-up, great app!

Monzo just makes everything simple. The sign-up was a breeze and ongoing use of the app is as pleasant as it is simple. High street banks must take note. Reviewed on: 16th April 2019

Excellent bank of 2019

Monzo is better than any higstreet banks Reviewed on: 26th March 2019

Helped me open a joint account with my girlfriend!

Fantastic experience ! They helped me and my partner when other banks wouldn't offer us a joint account! Love Monzo. Reviewed on: 11th March 2019

AVOID your not safe with this company

BAD Company AVOID they close my account for reason and no explanation also happened to 3 of my friends, they will get your info and if they dont think they can exploit you in some way they will Close the account AVOID if want your money accesible and safe... Reviewed on: 4th March 2019

Simple, easy, everything I want

Modern, effective, customer focussed and transparent. Reviewed on: 25th February 2019

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