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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The best bank out there!

5
So easy to use with fantastic features!! Reviewed on: 12th April 2021

Finally a honest bank

5
Years ahead the biggest and traditional banks, Monzo has set a new standard. For many years together! Reviewed on: 12th April 2021

This is what banking should be.

5
Monzo is like the iPhone versus every other bank which is a rotary dial phone. Everything is better, and once you've used it you simply cannot go back. Reviewed on: 12th April 2021

Friendly, professional and exciting

5
I love how Monzo treats their customers and provide supportive and effective solutions. Reviewed on: 12th April 2021

Top bank, love the paid early feature

5
Been a customer for over 2 years, and it's the smartest money move I've made. Reviewed on: 12th April 2021

Monzo have been the best

5
Actually release products people want! Reviewed on: 12th April 2021

Best bank ever!

5
Monzo has helped massively by providing clear, useful tools to help with budgeting, real-time updates so i can track my spending, and cool new features like gambling block. I actually have savings now for the first time in my life! Reviewed on: 12th April 2021

Great bank, great app

5
Been using Monzo as my main and joint account for 3 years. Reviewed on: 12th April 2021

Recommend!

5
Monzo is super easy to use and makes banking more efficient. Reviewed on: 12th April 2021

Fantastico app experience

5
Monzo's app experience is second to none. Reviewed on: 12th April 2021

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