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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19245 reviews)

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4.93

Based on 19,245 reviews, last reviewed 9th Apr 2026

98550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been a Monzo customer since they launched and had th... Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Ca... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19245)

Innovative

Best digital bank going - can't go back to legacy Reviewed on: 24th January 2021

Greatest bank

Ever since I first got monzo in 2016 it has been refreshing vs old banks. Reviewed on: 24th January 2021

BEST BANK EVER

Monzo has helped transform my financial situation. I think its the best app in preparing you for the financial world - organised, passionate and bloody well awesome. I would recommend this bank to anyone! Reviewed on: 24th January 2021

Amazing

Only bank i have ever managed to save any money with, best bank for using abroad (they even sent me a new card in the middle of nowhere in Laos when mine broke). I've recommended it to all my friends and family. Reviewed on: 24th January 2021

Simply the best current account!

Just works so well, provides great budgeting features and always keeps you in control. No hidden fees, clear communication. Reviewed on: 23rd January 2021

Breath of fresh air

Making constant improvements, monzo are vastly easier to work with than traditional banks Reviewed on: 23rd January 2021

Easy to track spending and move money

Monzo helps me keep track of my spending with instant transaction notifications and monthly breakdowns of spending. The pots are very useful for seperating money without opening a new account. I love the request money feature and year in review too. Reviewed on: 23rd January 2021

Best Bank ever

Monzo have really helped me organise my money... From Salary Sorter, paying bills from pots and a very handy app interface, it has made my life so much easier regarding money. Couldn't recommend them enough! Reviewed on: 23rd January 2021

Outstanding

Amazing bank with so many great features Reviewed on: 22nd January 2021

Features Galore

Good. Like very good. Some might say alright, but I say good. Monzo does not have minimum character limits on responses. Reviewed on: 22nd January 2021

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