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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Love monzo!

5
monzo changed my life for the better Reviewed on: 12th April 2021
Brad Corrigan's avatar
Brad Corrigan

Best bank around!

5
Monzo is the quickest and easiest banking app around and the budgeting tools have revolutionised my money management. Reviewed on: 12th April 2021
Ryan1505's avatar
Ryan1505

Reliable, Intuitive and Innovative

5
Have been using Monzo as my main account now for 3x years, have tried a lot of other banks and nothing comes quite close to the user experience provided. The app is a delight, the features of money management are a blessing and the customer service and self serve options are top notch. Reviewed on: 12th April 2021
Richard Grundle's avatar
Richard Grundle

Monzo is the one bank I trust my money to

5
I am extremely critical when shaking off marketing campaigns and brand positioning. Every bank in the world is fighting to earn your trust, some by saying they will do things right and trying to lure and lock you in, and others by ACTUALLY doing things right, Monzo is the latter. Monzo is customer first and it is something you can see in every product. Reviewed on: 12th April 2021
Francesco Galletta's avatar
Francesco Galletta

By far the smartest bank

5
I love banking with Monzo! By far the smartest bank. I am so grateful for some of their features such as always sending my phone a notification every time money gets taken out or my card is added to a website. The security features are very useful. Reviewed on: 12th April 2021
tobi a's avatar
tobi a

Monzo changed my life

5
Since being with Monzo, it has meant that I can get my finances under control with their easy to use app and pots. Something I'd never been able to do with multiple bank accounts Reviewed on: 12th April 2021
Billy Cummock's avatar
Billy Cummock

Easy to Use

5
Always so easy to use and really helps me budget properly Reviewed on: 12th April 2021
Andrew Pym's avatar
Andrew Pym

It just works. And when it doesn't customer service is incredible!

5
been a customer since the prepaid days and never looked back Reviewed on: 12th April 2021
Sacha's avatar
Sacha

The most convenient app ever

5
I love Monzo because it's so easy to use - everything looks great, it's all in one place and I don't have to make appointments or wait on the phone to get anything done. Reviewed on: 12th April 2021
chrislees1991's avatar
chrislees1991

Ethical bank with a heart - amazing app

5
Monzo's banking app is really well designed and intuitive to use. I find it so useful to manage my budget using pots and to see all upcoming and past payments. It's really been the main reason I'm good with money now and able to save for all my future plans. Reviewed on: 12th April 2021
Kate's avatar
Kate

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