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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19245 reviews)

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4.93

Based on 19,245 reviews, last reviewed 9th Apr 2026

98550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been a Monzo customer since they launched and had th... Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Ca... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19245)

True innovation and great app!

Monzo is years ahead of all the legacy and neo banks currently in UK. Reviewed on: 2nd February 2021

It's made banking so much easier for me

I've switched entirely to Monzo. The pots feature helps me save more than I did before. Reviewed on: 2nd February 2021

Really great bank, honestly my favourite bank account!

I love Monzo, all of the features are great and the phone notifications when spending is a life send! I love how straight forward and clear everything is. The only issue I have is Monzo potentially not being taken seriously by other money lenders, I therefore only use Monzo for my spending and budgeting, and don't have it as my full account. Reviewed on: 31st January 2021

The best current account I've used

Monzo is an all in one account packed with lots of features and future proof. If you're used to traditional banking then there may be some features missing like high street branches but you can always pay cash in at paypoints. My favourite features are Monzo Plus and also early payday! Reviewed on: 30th January 2021

Excellent experience

I love Monzo. It's made my financial life simpler. I feel more in control, it's a very transparent way of showing me where my money is in real time, it's easy to use and mobile centric. Reviewed on: 28th January 2021

Blackmailing

They used to be good and now they become gready and charge you 3% for cash! I stck to my real high street bank much better Reviewed on: 26th January 2021

I love monzo

Monzo gives you the hope and support that high street banks don’t, I love using Monzo and it’s a plus that the cards look so cool and bright! Reviewed on: 26th January 2021

Innovative, Feature Packed & Flexible

From day 1 Monzo has always been far more feature rich than banks. They adapt quickly to changing markets and listen to their customers. Second to none customer service in my opinion. Reviewed on: 26th January 2021

MONZO ARE THE BEST

LAYOUT IS THE MOST USER FRIENDLY I HAVE COME ACROSS. GREAT CUSTOMER SERVICE. EXCELLENT BENEFITS. CANNOT RECCOMMEND ENOUGH! Reviewed on: 26th January 2021

Monzo has helped make budgeting and saving a reality for me

With complex cashflow, a traditional bank account wasn't working for me. But the instant, real time, app-based account from Monzo, with flexible and smart features and savings pots has helped me achieve what I couldn't before. ❤Monzo! Reviewed on: 25th January 2021

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