Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,369 reviews, last reviewed 20th Feb 2025
3557% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

User friendly! Easy to transfer money, and the look and ease of use of the app is great! Reviewed on: 20th February 2025
Soph's avatar
Soph

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15369)

Review of the Monzo, Current Account:

Best current account in UK

5
I have had Monzo for several years and I have always found it extremely helpful to use. I also found it very consistent as most new products start well and then soon increase fees and/or reduce benefits and free services, whereas Monzo has proved consistently to be great value for money for many years Reviewed on: 13th April 2021

I love Monzo, the budgeting tools within the app are...

5
I love Monzo, the budgeting tools within the app are amazing and I feel confident I can get all bills paid without any confusion or overspending. Reviewed on: 10th February 2025

couldn’t ask for a better banking experience.

5
couldn’t ask for a better banking experience. monzo make it so easy to save, to track spending, to change anything (like address or name), to both set up and cancel join accounts. genuinely there is no bank that is so unique and SO CUSTOMER FOCUSED. i recommend monzo to literally every person i meet. Reviewed on: 10th February 2025

Simple and easy to ise

5
Good and simple to set up the account, app interface is very easy to understand and the idea of the perks plans are just the icing on the cake in my opinion Reviewed on: 10th February 2025

Accessible

5
The best thing for me is being able to have 'pots' for my money it's like having several accounts all under one account with east access absolutely brilliant! Reviewed on: 10th February 2025

Very easy in all aspects

5
Very easy app to operate, good loan process and transparency in everything they do, which is rare for banks! Reviewed on: 10th February 2025

Monzo is a good communicator

5
Monzo is not just a bank to use money from it is also a savings hub for our different projects. The money is constantly growing but also easily available. Monzo also keeps us up to date about improving our accounts. A good communication bank. Reviewed on: 10th February 2025

It makes daily money management very easy.

5
It makes daily money management very easy. It allows you to have complete visibility of your financial situation very efficiently. Your mobile phone is enough to do all your banking. Reviewed on: 10th February 2025

The most awesome account I have ever had.

5
The most awesome account I have ever had. To think I used to use a spreadsheet to manage my finances. Monza is just phenomenal. Reviewed on: 10th February 2025

Great app. Makes sorting and saving money simple.

5
Brilliantly simple app which makes keeping on top of your money simple. I love the ‘round up’ feature that can make saving up seem effortless. The ‘pots’ are also great for sorting your money for different things. Reviewed on: 10th February 2025

Monzo has everything fintech !

5
Monzo has everything fintech ! Even using links to send/receive money at ease!, helping us to save my creating the 1penny yearly savings challenge and basically being the best bank app! I just love Monzo Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products