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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (15381 reviews)

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4.92

Based on 15,381 reviews, last reviewed 24th Feb 2025

5722% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best credit card I tried to get credit card from my primary provider in vain, but Monzo made it simple and the Flexicard is so cool. Reviewed on: 24th February 2025

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15381)

Review of the Monzo, Current Account:

Budget friendly banking

I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Great all around!

Great all around! User friendly and great tools to keep track of finances Reviewed on: 9th February 2025

Perks? 10/0

Last year, I decided to pay £7 a month to upgrade my regular Monzo current account to Monzo Perks. It's handsdown the best £7 I could spend per calendar month. I've received a 25-30 rail card as part of this and countless sweet treats from Greggs. It's also enabled me to get their best rate on my Instant Savings Accounts and Lisa. Reviewed on: 9th February 2025

Best Bank ever, everything is made easy.

Best Bank ever, everything is made easy. Reviewed on: 9th February 2025

Monzo Bank Review: A Game-Changer in Digital Banking...

Monzo Bank Review: A Game-Changer in Digital Banking Monzo Bank has redefined what it means to have a modern banking experience. As a fully digital, app-based bank, Monzo delivers an intuitive, feature-rich platform that puts users in complete control of their finances. From instant spending notifications to seamless budgeting tools, Monzo makes money management effortless. Key Features That Set Monzo Apart 1. User-Friendly App The Monzo app is one of the best in the industry—sleek, easy to navigate, and packed with useful features. You can track your spending in real time, categorize transactions, and even set up custom budgets. 2. Instant Notifications Every time you make a transaction, Monzo sends an instant notification, helping you stay on top of your spending. This feature is especially useful for preventing fraud and tracking expenses. 3. Fee-Free Spending Abroad Monzo is a fantastic choice for travelers, offering fee-free spending abroad with great exchange rates. Unlike traditional banks, Monzo doesn’t charge excessive foreign transaction fees, making it an excellent option for international use. 4. Smart Budgeting Tools Monzo makes budgeting simple with its intuitive “Pots” feature, allowing you to set aside money for different expenses. You can also set spending limits and track your financial goals effortlessly. 5. Overdrafts & Loans Monzo provides flexible overdrafts and loans with clear, upfront pricing. There are no hidden fees, and everything is transparently displayed within the app. 6. 24/7 Customer Support Monzo’s customer service is top-notch, offering 24/7 support through in-app chat. The response times are quick, and the support team is always friendly and helpful. 7. Security & Fraud Protection With Monzo, security is a top priority. You can instantly freeze and unfreeze your card if lost, and there are robust fraud detection measures in place. The app also supports biometric login for added protection. Final Verdict Monzo is, without a doubt, one of the best digital banks available today. Whether you’re looking for an everyday account, a budgeting tool, or a travel-friendly bank, Monzo delivers on all fronts. Its transparency, innovation, and customer-first approach make it a standout choice for anyone looking to upgrade their banking experience. 5/5 – Highly Recommended! Reviewed on: 9th February 2025

Monzo has been my one in all financial solutions.

Monzo has been my one in all financial solutions. From early payments to notifications of upcoming debits which enables me to plan ahead thereby not missing out on any payment. Who am I without the overdraft facility with the most pocket-friendly overdraft charges. Monzo is my everyday companion. My Monzo ...my purse. Reviewed on: 9th February 2025

I can’t believe I didn’t swap to Monzo sooner

I feel like I now have complete control of my finances for the first time in forever. The app is easy to use, I get instant notifications of payments, transferring between current and savings accounts is simple and immediate, the parks and cashback offers are brilliant and I now actually have savings as I manage my money so much better. Reviewed on: 9th February 2025

Has made budgeting so much easier, so much easier to...

Has made budgeting so much easier, so much easier to access/move funds. Investment account is also fantastic to quickly add money to. Reviewed on: 9th February 2025

Excellent

Easy to put money in. Fast transfer and deposit of money. Reviewed on: 9th February 2025

Excellent Bank

Great service with user friendly app Reviewed on: 9th February 2025

Monzo: The Best Bank for Managing Money!...

Monzo has completely changed the way I handle my finances. Being able to see upcoming payments early ensures I always have the money available, and getting my wages a day early has been a lifesaver, especially during those tight end-of-month periods. The Pots feature is a game-changer! It allows me to set aside money effortlessly, giving me full control over my budget. Thanks to Monzo, I've broken free from recurring debt and even improved my credit score. Managing money has never been this easy. I highly recommend it! Reviewed on: 9th February 2025

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