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Monzo: Current Account reviews

4.92
Based on 16,910 reviews, last reviewed 9th Apr 2025
49675% increase in 5 star reviews
in the past 90 days
267% increase in 1 star reviews
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Latest highest rating:

5

easy app to navigate with really helpful and quick c... easy app to navigate with really helpful and quick customer service that runs in the app ( no having to call and sit on hold for hours). Great when tr... Read more Reviewed on: 9th April 2025
Daniella 's avatar
Daniella

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025
Marta's avatar
Marta

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also
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Monzo Current Account reviews (16910)

Review of the Monzo, Current Account:

Amazing detail, slightly lacking saving options

4
I love the functionality of monzo, the analysis and trends are a big help especially in this cost of living crisis. Monzo is great for overseas spending and being able to easily split and expenses with another person. The only thing I think it lacks if decent interest rates such as a regular saver or cashback that other banks offer Reviewed on: 1st February 2023

Versatile banking - savings, international payments,...

5
Versatile banking - savings, international payments, money transfers; fast, efficient & thorough oversight. Reviewed on: 7th April 2025

Best bank there is!

5
Best banking app. I switched from an old high street banks with a shocking mobile app to Monzo - and would recommend it to everyone. We’ve recently opened our joint account to and it couldn’t have been easier Reviewed on: 7th April 2025

Its awesome and does perfectly what banking need

5
Its awesome and does perfectly what banking need Reviewed on: 7th April 2025

They are absolutely amazing and are the best bank

5
They are absolutely amazing and are the best bank Reviewed on: 7th April 2025

Longstanding Customer

5
I have been with Monzo since 2016 nd not once have they put a foot wrong. The UI is fantastic, it's motivating and accesability to other services and other accounts via the app is tremendous! Thank you Monzo. Reviewed on: 7th April 2025

Greets service, love the range of offerings.

5
Greets service, love the range of offerings. Does everything need from a bank. Reviewed on: 7th April 2025

I love the app and all the little savings pots.

5
I love the app and all the little savings pots. Clear about all fees and interest. Reviewed on: 7th April 2025

it's fab!

5
I have never had any problems, but the app is very easy to use and i use it frequently. Reviewed on: 7th April 2025

So easy to use great interest rates

5
So easy to use great interest rates Reviewed on: 7th April 2025

The Best Bank out there period

5
They honestly have the best app I've used, super easy, smooth, never lags, and just looks really nice. Everything’s where it should be, it's clear, easy to use, and customisable as hell. I opened the account as a backup but ended up switching to Monzo as my main account not long after. I love being able to make as many pots as I want, the round-up feature is great, and they were one of the first to let you freeze your card instantly, which I’ve actually needed. Sending money to... Reviewed on: 7th April 2025