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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19250 reviews)

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4.93

Based on 19,250 reviews, last reviewed 10th Apr 2026

98800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great for travel I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19250)

I feel confident with my money in this bank

I have this account I can see if my friends received the money from me I have my friends list it’s very easy to use I could say it’s the best bank ever Reviewed on: 8th February 2020

First class

Great all round service. Far better than the high street Reviewed on: 8th February 2020

Easy to use bank for modern people

Monzo has changed my life! Tracking my spending has never been so easy. Reviewed on: 8th February 2020

Easy to deal with great app no complaints

Moved to monzo last year after using them on holiday and thinking why not use them full time. App is easy to use. Some nice features I especially like the left to spend calculation under your balance. Reviewed on: 8th February 2020

A bank that loves you

I never thought I could love a bank!!!! Reviewed on: 8th February 2020

Most forward-thinking bank providing a seamless experience

Everything Monzo does makes money management really simple. Reviewed on: 7th February 2020

Nothing as good as Monzo

The way to organise the budget is great Reviewed on: 7th February 2020

Revolutionary resource for personal finance

The personal budgets tool really sets this account apart from its competitors. Real-time data analysis has curbed my impulse spending dramatically and the tool has challenged me to build healthier money management habits that make my money go significantly further. Couldn't be happier! Reviewed on: 7th February 2020

Easy access to finances

The Monzo app is really helpful for managing my finances and allows me to see all the information I need quickly. Their support team is also really fast to respond with issues i have Reviewed on: 7th February 2020

Incredibly Amazing Bank

I use Minzo because they are great with all types of payments, from every day use to using your card abroad. Monzo has helped me to spread the cost of my living over the month by giving me all different categories of how I'm spending my monzo. Minzo has also helped me with using my card abroad. Before Minzo I would never use my card abroad but now it has helped me to save alot of minzo abroad as I travel alot to Europe and to further destinations! I would definitely reccomend Monzo to anyone!! Best Bank yet!! Reviewed on: 7th February 2020

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