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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

A current which is moving with the times!

4
Since the launch of the current account, Monzo has been developing and implementing create features such as savings pots that roundup spending when using the Monzo card etc. The bank is also transparent about pricing as well as keeping customers up to date on what features it is developing for the near future. Customer service has been great, albeit they do take slightly longer to respond but I assume that is largely down to taking on a large number of new customers in a short space of time. Reviewed on: 30th November 2018

Best BANK hands down.

5
No competition to compare with. Best bank I've used. Never again with high Street banks. Reviewed on: 29th November 2018

The best Bank ever

5
I just love it. It's best app, not like high street bank. Reviewed on: 29th November 2018

Amazing Bank!

5
Wonderful customer service, who speak to you like a friend, and make you completely at ease. Tone of voice completely different to the corporate and formalised tone of other banking services. Reviewed on: 29th November 2018

Awesome app!

5
By far the best mobile banking app, Monzo has come a long way and is my go to for daily purchases Reviewed on: 28th November 2018

Best bank I've ever used

5
Monzo are the best bank I've ever used. Their customer support is top notch, the app is well thought out and very responsive. They listen to customer feedback and implement new features regularly that put other Banks to shame. It's weird how all the old legacy Banks are just now implementing features monzo have had for ages in an attempt to keep their customers! Reviewed on: 27th November 2018

Like a high street bank, but way easier

5
The range of products and savings accounts may not be quite the same level yet, but the customer service is incredible and everything is instant. I've fully moved over from Lloyds to Monzo for day to day banking, just keeping my heritage account open for the benefits Reviewed on: 26th November 2018

Clean, elegant and damn works

5
Monzo works wonderfully well, and even where they don't, they are clear about how they are improving and their overall goal of making money easier to understand Reviewed on: 26th November 2018

Refreshing no nonsense bank

5
Started off with the Monzo prepay card to use on holiday, now have the current account debit card. The app is brilliant! Mislaid your card, no problem, just go on the app and freeze it. Find your card, unfreeze it on the app. Get the MasterCard currency exchange rate which is great! I love this bank and it’s app. Reviewed on: 24th November 2018

Best bank

5
So much better than a traditional banking experience Reviewed on: 24th November 2018

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