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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19250 reviews)

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4.93

Based on 19,250 reviews, last reviewed 10th Apr 2026

98800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great for travel I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19250)

I'm now financially secure

Thanks to Monzo and using their pots feature, I can now separate my money into different categories, enabling me to be smarter with my money. Reviewed on: 7th February 2020

My travel account

Use this account as my travel account and really helps me taking hold of my money and what I'm spending it in. Will start using it soon as my main account. Love it Reviewed on: 7th February 2020

Impressive banking

They have the "Paid early" feature -- need I say more? Reviewed on: 7th February 2020

Great bank

Miles ahead of all the other legacy banks Reviewed on: 7th February 2020

Ideal for travelling

Amazing app and bank, ideal for travelling. Very fast payments. Apple Pay makes it even easier to use Reviewed on: 7th February 2020

Amazing

So helpful with managing and saving money. Links up with the app on your phone and tells you how much you’ve spent in a day, helps you set budgets to help you keep control of your spending, creates little savings pots for you. So user friendly Reviewed on: 7th February 2020

Feature rich and way ahead of traditional banks

Since I started using Monzo I have full visibility on my spending and can plan much better Reviewed on: 7th February 2020

Amazing CX

Great experience. Easy to use. App works perfectly. Pots are so helpful and humanisation of the bank through twitter makes it feel more open and friendly than I ever did with the traditional high street banks. Who needs a branch, not me Reviewed on: 7th February 2020

Excellent

I am Very happy with service and will stay with monzo Reviewed on: 7th February 2020

Excellent bank and app

Great budgeting tools to keep you on track and your finances in good order. Great flexibility with pots Better option for loans and overdrafts Reviewed on: 7th February 2020

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