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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Good bank

5
I'm whery happy whet monzo good bank Reviewed on: 23rd November 2018

Great Account

5
Great Account, helpful for working out your finances. Useble on Apple pay. Fast transfers. Just great all around. A smart saving out scheme of you want it. Very useful Reviewed on: 23rd November 2018

First Class

5
Great service - new breed of bank Reviewed on: 23rd November 2018

Banking excellence

5
Free, easy to use. Really good extra features - budgeting, saving, etc. Reviewed on: 23rd November 2018

Easy to use, stylish with great features

5
I have switched everything to Monzo, as it's so easy to view Direct debits, arrange budgeting, even send international payments and now earn interest! Reviewed on: 23rd November 2018

Wow .... such a refreshing change in experience from the normal "high street" banks

5
I dont think i could ever go back to the older way of banking Reviewed on: 23rd November 2018

Nice app for banking

5
Easy to open. Free ATM card, no monthly fees. All good Reviewed on: 23rd November 2018

Super Bank

5
The best bank online in Europe. Reviewed on: 22nd November 2018

Budgeting made easy

5
I’m new to Monzo, but with the app separating and analysing my spending and getting notifications as I spend, it’s made managing my money so much easier Reviewed on: 22nd November 2018

Monzo has changed the way i handle my money

5
I’ve been a Monzo user for about three years, since the BETA prepaid. I’ve also been a customer of the older banks such as Barclays, and Lloyd’s. I’ve very happy to say that Monzo has changed the way I view money, and the way I handle it. It gives me a broad insight of all my incoming and outgoings, notifications of if I will ever run out of money, it even tells me to put money into my account so I don’t go overdrawn, (whereas with the older banks, the only notification I would get was a letter in the post with an £8 charge!) It lets me categorise my spendings, set up instant payments, direct debits and standing orders. And the customer service is just brilliant. Keep it up Monzo. Reviewed on: 22nd November 2018

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