Smart Money People Logo
Share this page
Link copied

Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,142 reviews, last reviewed 18th Apr 2025
36683% increase in 5 star reviews
in the past 90 days
250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good communication from employees Good communication from employees Reviewed on: 18th April 2025
Neil R's avatar
Neil R

Latest lowest rating:

2

Tried monzo cuz everyone was talking about it but my... Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025
Keneth k's avatar
Keneth k
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current Account reviews (17142)

Brilliant

5
A true account for the 21st century Reviewed on: 10th November 2018
Alex's avatar
Alex

Just the best

5
Their app is so useful for budgeting, you can really see when you're spending too much. Setting money aside in pots is so useful. Saved money without trying with roundups.. Customer service is the best.. and I also bank with First Direct Reviewed on: 10th November 2018
SAll's avatar
SAll

Upcoming Bank

5
They have a ways to go, but fanastic progress Reviewed on: 10th November 2018
npatten's avatar
npatten

Becoming the best current account

4
They still have a ways to go, but fantastic progress this year! Reviewed on: 10th November 2018
npatten's avatar
npatten

Works as a modern bank should

5
A bank account that actually offers a good user experience. The tools for managing money are useful, customer service is great, and the organisational transparency is refreshing. Reviewed on: 10th November 2018
Tdc's avatar
Tdc

Amazing

5
The app is super slick and intuitive. The instant notifications and card freezing are a God-send. The company is really transparent. Reviewed on: 10th November 2018
Dan's avatar
Dan

Brilliant

5
Overall a really great bank with lots the only bank has been able to make me change my main account Reviewed on: 10th November 2018
Kiean's avatar
Kiean

The bank of the future.

5
Managing money with the typical high street banks was way harder than banking needs to be. Monzo’s features made it easy to to keep on top of my finances, get out of debt, and start saving. Customer service is amazing if anything does go wrong or if you have any queries. Can’t recommend them enough. Reviewed on: 10th November 2018
Jamie96's avatar
Jamie96

Bank of the future

5
Seems clear to me that Monzo and other banks like it will replace the current system in the next few years. In my opinion Monzo is the most refined of these challenger banks too. Reviewed on: 10th November 2018
nooseknocker's avatar
nooseknocker

Already easy experience to use monzo

5
I have never had a current account that was this easy to manage Reviewed on: 10th November 2018
Aitk's avatar
Aitk

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill