Write a review

Go to business site

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

View other Monzo products

4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17224)

Budgeting made easy

I’m new to Monzo, but with the app separating and analysing my spending and getting notifications as I spend, it’s made managing my money so much easier Reviewed on: 22nd November 2018

Monzo has changed the way i handle my money

I’ve been a Monzo user for about three years, since the BETA prepaid. I’ve also been a customer of the older banks such as Barclays, and Lloyd’s. I’ve very happy to say that Monzo has changed the way I view money, and the way I handle it. It gives me a broad insight of all my incoming and outgoings, notifications of if I will ever run out of money, it even tells me to put money into my account so I don’t go overdrawn, (whereas with the older banks, the only notification I would get was a letter in the post with an £8 charge!) It lets me categorise my spendings, set up instant payments, direct debits and standing orders. And the customer service is just brilliant. Keep it up Monzo. Reviewed on: 22nd November 2018

Great bank making great features

Easy to use app. Notifications give you confidence that your money is safe (as you would know if someone was spending your money!). They continue to create great features like pots and bill splitting. Paying people is really easy - using a mobile number or nearby friends. Reviewed on: 21st November 2018

Monzo

Monzo good bank acaunt very good Reviewed on: 21st November 2018

Forging the way forward for banking.

Monzo is setting the standard currently. While the old school banks are starting to catch up, most notably Barclays as their app is the best of the traditional banks, I see Monzo still innovating faster. Reviewed on: 21st November 2018

Exciting challenger bank that just works!

Clean, fresh interface. A banking app which simply just works, and very well at that! Able to keep track of spending with instant transaction notifications as well as purchases and income. Enables me to bank efficiently and at a glance. Reviewed on: 21st November 2018

Fabulous

Best banking services I have experienced absolutely brilliant very easy to open and does everything and more than the traditional high street banks do. Reviewed on: 21st November 2018

Monzo for students

Monzo is such a convenient new-style of banking! They respond very quickly, usually within hours to any emergencies and have a very user friendly app. Reviewed on: 21st November 2018

Really easy to use and amazing customer service

Would definite recommend . Especially useful for travels outside of the UK Reviewed on: 21st November 2018

Greatest banking experience

I’ve use Monzo for a long while and there the best I’ve ever had the card is versatile and I love that is compatible with Apple Pay that’s a bonus is just like a real banking experience I just love it Reviewed on: 20th November 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current accounts
from Zempler Bank (formerly Cashplus) 4.85 from 7186 reviews
Select Account
from NatWest 4.55 from 707 reviews
123 Current Account (discontinued)
from Santander 4.18 from 1252 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Flex Purchase credit card
from Monzo 4.96 from 2510 reviews
Under 16s account
from Monzo 4.95 from 410 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub