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Monzo: Current Account reviews

4.92
Based on 15,380 reviews, last reviewed 23rd Feb 2025
4655% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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3%
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0%
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1%

Latest highest rating:

5

Easy to carry out transactions and great set up to a... Easy to carry out transactions and great set up to allow flexibility with how to spread your money Reviewed on: 23rd February 2025
Martin 's avatar
Martin

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15380)

Review of the Monzo, Current Account:

Simple & Fun Banking

5
Since using Monzo for the past 4 years I have just had 100% confidence in them! The app works brilliantly compared to any other online banking app and it's very easy to resolve an issue. I have also upgraded to the Monzo Plus card because of it's extra perks and cool holographic card. Lastly, they have the best marketing for a bank. Reviewed on: 20th March 2023

Monzo: The Ultimate Modern Bank

5
I've been using Monzo as my only bank account for everything—spending, savings, pension, and investments—and I couldn't be happier. Monzo has completely redefined what a bank should be in the digital age. The app is incredibly intuitive, making budgeting effortless with features like instant spending notifications, savings pots, and detailed transaction breakdowns. I love the flexibility of setting up multiple savings goals with interest-earning pots, and the ease of investing directly through the app. Their pension integration is also a game-changer, allowing me to manage everything in one place. Customer service is top-tier, always responsive and helpful, and their commitment to transparency and innovation keeps me confident that I'm in the best hands. Monzo isn’t just a bank—it’s the future of banking. 5/5 – I wouldn’t use anything else! Reviewed on: 17th February 2025

So easy to budget and manage my money

5
I love how I can manage pots via different virtual cards with Monza Extra. It helps me keep my accounts connected, I can see what budget I have for the month and spread out costs - making sure to track them as I go. The 2025 saving challenge is also such an easy way to save, I don't notice it coming out of my account! Reviewed on: 17th February 2025

Absolutely no issues!

5
Absolutely no issues! Best Bank account I've ever had! Reviewed on: 17th February 2025

good and quickly service, best experience, convenient

5
good and quickly service, best experience, convenient Reviewed on: 17th February 2025

I love all the perks that monzo gives you, they real...

5
I love all the perks that monzo gives you, they really incentive saving money which is a big help Reviewed on: 16th February 2025

Fantastic in recovering stolen funds from once account.

5
Fantastic in recovering stolen funds from once account. Reviewed on: 16th February 2025

Monzo is very easy for me to use, organise my money...

5
Monzo is very easy for me to use, organise my money and feel in control Reviewed on: 16th February 2025

Having pots for different things has helped me massi...

5
Having pots for different things has helped me massively. I've had a few payments refunded while Monzo sorted things for me. Easy to use. Reviewed on: 16th February 2025

Monzo is leading the way in banking for 2025

5
Monzo is wonderful, a smart app for smart banking, doing it their own way in style. From their socials to in-app experience, they are paving the way for dinosaur banks to slowly follow. Reviewed on: 15th February 2025

Everything is so simple and secure

5
Everything is so simple and secure Reviewed on: 15th February 2025

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