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Monzo: Current Account reviews

4.92
Based on 15,292 reviews, last reviewed 12th Feb 2025
2873% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Open banking, and credit scores, should be free to all. Open banking, and credit scores, should be under the free tier, matching other banks available. This is plain and simple money gouging, which they cou... Read more Reviewed on: 12th February 2025
No T's avatar
No T

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15292)

Review of the Monzo, Current Account:

I got scammed and had £200 taken from my account and...

5
I got scammed and had £200 taken from my account and monzo gave it back to me i was very pleased by there immediate action and very helpful advice they gave me on how to stop getting scammed again by any more scammers and also help and advice on password and pin security not to be given to anyone even if they say they are a banking company and also not to give anyone the cvv number on your bank card. Reviewed on: 16th January 2024

Excellent service

5
I had a fantastic experience using Monzo during last 6 years, the interest rate and using my card during travels make my life easier Reviewed on: 12th February 2025

It’s very easy, everything is in one app and gives y...

5
It’s very easy, everything is in one app and gives you so much more things to do than just a banking app! Reviewed on: 12th February 2025

It's pretty great overall, but has it's quirks.

4
It's pretty great overall, but has it's quirks. Their customer service can't tell you anything relating to your credit and eligibility for products. They don't offer the same categorisation features for OpenBanking connected accounts. Their new "Perks" account has some fairly uninspired perks, such as Greggs (the worst snack option) or Vue (the worst cinema chain) and specifically only Pizza Express. Not much in terms of Perks in my opinion. How about instead of the £15 I'd save on cinema and Greggs I don't want anyway they offered one of the premium credit agencies services? Or something else finance related? I don't want my back to pretend to know what fast food I like. Reviewed on: 12th February 2025

It's just great.

5
It's just great. Seemless services that work for me and my money. Reviewed on: 12th February 2025

Excellent modern day bank

5
Excellent bank, easy to use - nice perks Reviewed on: 12th February 2025

My experience .

5
All my deals with Monzo have been Positive . Reviewed on: 12th February 2025

I hate to admit it I work for a high street bank but...

5
I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025

I love Monzo, makes banking so easy.

5
I love Monzo, makes banking so easy. I've recommended so many people to it. I first got Monzo for travel but now it's my current amount and I have a joint current with my partner too - plus an ISA and several saving pots! I like keeping tabs on what I'm saving and it's so easy to save for specific things. Also nobody does social media like Monzo, they're awesome and so entertaining! Like how they use their data for fun insights like where people eat the most Pret Vs Gregs. Reviewed on: 11th February 2025

loving monzo...

5
loving monzo I'm rubbish at saving and monzo is helping me with that, it's great! Reviewed on: 11th February 2025

Great experience!

5
Great experience! Trends feature is an incredibly useful tool to get holistic view on your finances. Highly recommended Reviewed on: 11th February 2025

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