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Monzo: Current Account reviews

4.92
Based on 14,947 reviews, last reviewed 8th Feb 2025
600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

A user friendly bank without costs A user friendly bank without costs Reviewed on: 8th February 2025
Ana T's avatar
Ana T

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14947)

Review of the Monzo, Current Account:

Really like it

4
I've used my monzo card for a while now, and i actually really like it. The app just makes using, topping up, and seeing my transactions almost fun. I use this card for specific nonessential spending purposes, but i feel like i've got a better handle on how much and where I'm spending with it. if it's anything like this, i'll jump at their current account when it comes out! Reviewed on: 21st November 2016

Everything is so easy user friendly and the service...

5
Everything is so easy user friendly and the service and features are amazing Reviewed on: 7th February 2025

So simple to use.

5
So simple to use. Everything is intuitive and the prompts are easy to understand without being intrusive Reviewed on: 7th February 2025

More banks need to move with the times!

5
More banks need to move with the times! Reviewed on: 7th February 2025

Monzo leads the way

5
I never had a Monzo account but tried it for the first time last month and it’s amazing. I like the emojis, how personal it is and how the company is doing more to help people save. Reviewed on: 7th February 2025

I absolutely love the user experience on the Monzo app!

5
I absolutely love the user experience on the Monzo app! It’s hands down one of the most intuitive and well-designed banking apps out there. The Monzo Current Account makes everyday banking effortless, with seamless money management features that actually make a difference. The **Pots** feature is a game-changer for budgeting and saving, allowing me to set aside money effortlessly for different goals. I also appreciate the **investment options**, which make it easy to put my money to work without unnecessary complexity. The built-in **calculators** help with financial planning, whether it’s for savings, loans, or investments. I love how Monzo integrates everything in one place—hooking up my **mortgage** to get a full financial overview is super convenient. The **early salary payment** feature is another great perk, giving me access to my money a day early without any hassle. Overall, Monzo continues to innovate and improve the way I manage my finances. Highly recommend to anyone looking for a smarter, more flexible banking experience! Reviewed on: 7th February 2025

Monzo is super user-friendly digital bank account.

4
Monzo is super user-friendly digital bank account. Reviewed on: 7th February 2025

Monzo rocks

5
Great, easy to use, visibility etc. Reviewed on: 7th February 2025

I pay for monzo perks because the perks really do ou...

5
I pay for monzo perks because the perks really do outweigh the cost. I love how easy the app is to use, I’ve never felt so confident about how I manage my finances. Monzo are really paving the way for what other online banks should be striving towards. They don’t waste time benchmarking or trying to compete with the market, they just have innovative ideas that revolutionalise digital banking! Reviewed on: 7th February 2025

my daily current account

5
I have been with Monzo for some time and use it mainly as my daily usage account. I recently upgraded to max account as I feel it offers great value. The account is easy to manage, everything is just a tap away. I have investment ISA and started the penny saving challenge. They really do make banking fun Reviewed on: 7th February 2025

Swapped from a regular high st bank to Monzo better...

5
Swapped from a regular high st bank to Monzo better control on savings, direct debits, pots, flex is a brilliant card. Can do no wrong. Reviewed on: 7th February 2025

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