Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,534 reviews, last reviewed 3rd Mar 2025
6590% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is exactly what a modern bank should be. Monzo is exactly what a modern bank should be... Innovative, intuitive, efficient, responsive and reliable. Reviewed on: 3rd March 2025
Paul JK's avatar
Paul JK

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15534)

Review of the Monzo, Current Account:

Best bank

5
I have been with them 2018 I got this account because I loved the idea that you don’t pay anything to use your bank card abroad at all but you only get £200 a month to withdrawal and if you pass it you pay a fee that’s fine with me as I never get cash out any ways but when I’m abroad sometimes I have to get cash out €200 for me is more then enough I all ways make sure I go where I can use my bank card it’s better for me and the customer service is outstanding standing I have not had any problems or issues at all with them so I can’t say anything bad about the bank Reviewed on: 25th January 2020

Very simple to use app, good perks

5
Very simple to use app, getting all of my banking information in one place (including accounts with other banks) really helps to keep an eye on my finances. Premium plans worthwhile for me, easily pays for itself with the higher interest rate on savings, so everything is essentially freebies. I also enjoy the credit rating features. Reviewed on: 1st March 2025

Extremely clever account Many perks and handy pots w...

5
Extremely clever account Many perks and handy pots with in your account Reviewed on: 1st March 2025

Great bank

5
Monzo advises of up and coming payments so you never miss anything. Also dealt with customer services who were excellent and solved my query Reviewed on: 1st March 2025

Excellent service.

5
Excellent service. Love Monzo products. Had a unique good experience since opening an account with Monzo. Reviewed on: 1st March 2025

I love it!

5
I love it! I’m able to organise my money into pots. I can see where my money is going & it’s helped me to get out of debt. I even save money now! I’ve loved it & recommend it to people. I know of at least 3 people who are now with Monzo. All this because one woman recommended it on TikTok. It’s genuinely changed my life Reviewed on: 1st March 2025

Amazing Service

5
Amazing service from top to bottom Reviewed on: 1st March 2025

Wouldn't bank with anyone else!

5
Monzo has been my main account for the last 6 years and I honestly wouldn't bank with anyone else. The app is amazing and far superior to any other banking app - I use the app for all sorts; my main account, linking accounts and credit cards from other banks, tracking my mortgage, credit score and now my pension. Customer support has always been great too. Reviewed on: 1st March 2025

I LOVE Monzo!

5
I have been delighted with Monzo since the first day I joined them. I find them easy, reliable, and love every extra thing they offer. Reviewed on: 1st March 2025

Excellent service and easy banking.

5
Excellent service and easy banking. Love the way you can have pots to help you put money aside Reviewed on: 1st March 2025

good interest rates on deposits fast work

5
good interest rates on deposits fast work Reviewed on: 1st March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products