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Monzo: Current Account reviews

4.92
Based on 15,314 reviews, last reviewed 13th Feb 2025
2993% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Team Monzo! Starting with Monzo over 5 years ago, best bank I've ever used. Reviewed on: 13th February 2025
Robert H's avatar
Robert H

Latest lowest rating:

1

Support won’t help me recover my money if I have bee... Support won’t help me recover my money if I have been scammed and feel my money isn’t protected with Monzo Reviewed on: 13th February 2025
Shaun M's avatar
Shaun M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15314)

Review of the Monzo, Current Account:

Best bank by far

5
No comparison monzo are the future. Don't charge obscene amounts when you miss a payment. I love the way they tell you how much is due and when you know it's actually how much you're spending transactions generally clear immediately. Customer service is usually second to none. Reviewed on: 3rd April 2023

User-friendly

5
Monzo is my main bank account since 6 years now. I was nicely surprised how easy it was to open an account with them, more likely because I'm French and at the time was Au Pair and had no idea a bank like Monzo excited. All service is top-rank and I always recommend it to my friends/colleagues. Reviewed on: 12th February 2025

Monzo - the best bank!

5
I have everything with Monzo - current account, flex, savings and investment. The experience is so good Id rather keep my money here and lose out on better AER on the savings. Reviewed on: 12th February 2025

Excellent service

5
I had a fantastic experience using Monzo during last 6 years, the interest rate and using my card during travels make my life easier Reviewed on: 12th February 2025

It’s very easy, everything is in one app and gives y...

5
It’s very easy, everything is in one app and gives you so much more things to do than just a banking app! Reviewed on: 12th February 2025

It's pretty great overall, but has it's quirks.

4
It's pretty great overall, but has it's quirks. Their customer service can't tell you anything relating to your credit and eligibility for products. They don't offer the same categorisation features for OpenBanking connected accounts. Their new "Perks" account has some fairly uninspired perks, such as Greggs (the worst snack option) or Vue (the worst cinema chain) and specifically only Pizza Express. Not much in terms of Perks in my opinion. How about instead of the £15 I'd save on cinema and Greggs I don't want anyway they offered one of the premium credit agencies services? Or something else finance related? I don't want my back to pretend to know what fast food I like. Reviewed on: 12th February 2025

It's just great.

5
It's just great. Seemless services that work for me and my money. Reviewed on: 12th February 2025

Excellent modern day bank

5
Excellent bank, easy to use - nice perks Reviewed on: 12th February 2025

My experience .

5
All my deals with Monzo have been Positive . Reviewed on: 12th February 2025

I hate to admit it I work for a high street bank but...

5
I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025

I love Monzo, makes banking so easy.

5
I love Monzo, makes banking so easy. I've recommended so many people to it. I first got Monzo for travel but now it's my current amount and I have a joint current with my partner too - plus an ISA and several saving pots! I like keeping tabs on what I'm saving and it's so easy to save for specific things. Also nobody does social media like Monzo, they're awesome and so entertaining! Like how they use their data for fun insights like where people eat the most Pret Vs Gregs. Reviewed on: 11th February 2025