Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,381 reviews, last reviewed 24th Feb 2025
5722% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best credit card I tried to get credit card from my primary provider in vain, but Monzo made it simple and the Flexicard is so cool. Reviewed on: 24th February 2025
Kuda M's avatar
Kuda M

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15381)

Review of the Monzo, Current Account:

Simple & Fun Banking

5
Since using Monzo for the past 4 years I have just had 100% confidence in them! The app works brilliantly compared to any other online banking app and it's very easy to resolve an issue. I have also upgraded to the Monzo Plus card because of it's extra perks and cool holographic card. Lastly, they have the best marketing for a bank. Reviewed on: 20th March 2023

Helpful - friendly...

5
Helpful app and very accessible products - friendly and kind staff Reviewed on: 14th February 2025

Never Leave Monzo Again!

5
I once left Monzo for a CASS reward and instantly regretted it - it really is the best British bank bybfar Reviewed on: 14th February 2025

Monzo are still miles ahead of legacy high street ba...

5
Monzo are still miles ahead of legacy high street banks who are attempting to copy Monzo, but largely failing. Reviewed on: 14th February 2025

Love Monzo.

5
Love Monzo. Used all the high street banks and some have decent apps. Some have decent savings rates. But Monzo has it all. An amazing account for especially students who need to manage their budgets and not overspend. Monzo is great for this. Instant app notifications. No fees abroad. Competitive savings rates. What more could you ask for. Reviewed on: 14th February 2025

My experience of Monzo so far.

5
I joined Monzo in May 2024, and since then, they've been nothing but good. The app has always worked, and has been quick and easy to use. They've introduced several new features since I joined, which shows Monzo is constantly improving their services. Reviewed on: 14th February 2025

Honestly, amazing!

5
Honestly, can’t complain. They’ve been absolute angels both customer service and everything that they offer. Reviewed on: 14th February 2025

Incredible experience all round.

5
Brilliant customer service. The app is easy to navigate, fast, and offers loads of cool features and services. Like getting paid a day early. Also, the perks plan is incredible value for money because you get the free railcard (and free greggs), plus other nifty features like higher interest rates and credit insights. I cannot recommend monzo enough. Reviewed on: 14th February 2025

Very happy helpful excellent service

5
Very happy helpful excellent service Reviewed on: 14th February 2025

I am very happy with my Monzo account

5
I am very happy with my Monzo account Reviewed on: 14th February 2025

Practical solutions that are easy convenient and cus...

5
Practical solutions that are easy convenient and customer focused Reviewed on: 14th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products