Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17204 reviews)

View other Monzo products

4.92

Based on 17,204 reviews, last reviewed 8th Jun 2025

120% increase in 5 star reviews

in the past 90 days

133% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo's current accounts provides all the benefits o... Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides... Read more Reviewed on: 8th June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17204)

Review of the Monzo, Current Account:

Still the best bank!

Monzo maintain competetive advantage with their app, and back that up with creative products and features Reviewed on: 15th January 2024

Never had a problem.

Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

Really useful budgeting tools

The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

I have been using Revolut on and off for a few month...

I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025

Very interactive and easy to use.

The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

Highly Recommended

Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

I am using monzo for atleast 1 year and I am very ha...

I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025

Intuitive, Smooth, and Satisfyingly Savvy Banking!

After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025

Easy to use, app based, good customer service

Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

I am very satisfied to share my experience with Monz...

I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Silver Current Account
from RBS 4.43 from 27 reviews
Reward Silver Account
from NatWest 4.83 from 161 reviews
Current accounts
from Zempler Bank (formerly Cashplus) 4.85 from 7184 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub