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Monzo: Current Account reviews

4.92
Based on 15,534 reviews, last reviewed 4th Mar 2025
7333% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had an issue. Never had an issue. Everything on the app is simple, easy to use and prompt. Reviewed on: 4th March 2025
Lisa 's avatar
Lisa

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15534)

Review of the Monzo, Current Account:

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018

Excellent service.

5
Excellent service. Good condition and help everything Reviewed on: 1st March 2025

What a bank should be.

5
Very simple, user friendly app. Incredibly well integrated credit card. Overall, a simple, easy-to-use bank. What a bank should be. Reviewed on: 1st March 2025

This bank account has everything I need

5
This bank account has everything I need Reviewed on: 1st March 2025

Just think how you check in with your customers is v...

5
Just think how you check in with your customers is very unique and everything you have done for me so far is so different from the high street banks Reviewed on: 1st March 2025

Monzo has helped me manage my finances and consolida...

5
Monzo has helped me manage my finances and consolidate all my savings and investments into a single app so I can see everything in one place. With the trends feature, I can see how much left I have to spend each month and which category my spending is going too. Reviewed on: 1st March 2025

Really good bank

5
Really good account and added benefits Reviewed on: 1st March 2025

I’m thankful to monzo bank for the service

5
I’m thankful to monzo bank for the service Reviewed on: 1st March 2025

Do the important stuff

5
They do everything that a bank needs to do but importantly they do it very well without any fuss. Reviewed on: 1st March 2025

A Modern Banking Experience Highly Recommended!

5
As an international student, I’ve used several UK banks, but Monzo stands out as one of the most convenient and user-friendly options. 1. Seamless Account Opening: The entire process is online, quick, and hassle-free—perfect for students and newcomers. 2. Excellent Mobile App: The app is well-designed, intuitive, and offers real-time transaction notifications, budgeting tools, and savings features. 3. Transparent Fees: No hidden charges, fair exchange rates for international payments, and reasonable withdrawal limits compared to many other digital banks. 4. Great Customer Support: Fast response times and friendly support, making issue resolution smooth and efficient. 5. Perfect for Daily Use: Supports Apple Pay/Google Pay, easy transfers, and an overall seamless banking experience. Overall, Monzo is a top-tier example of modern banking. I’m very satisfied and would highly recommend it to anyone looking for a hassle-free and efficient banking service! Reviewed on: 1st March 2025

It works for me

4
I am well informed and I have in instant access. Reviewed on: 1st March 2025

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