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Monzo: Current Account reviews

4.92
Based on 14,852 reviews, last reviewed 3rd Feb 2025
27% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent bank account The Monzo app works well and has good loan offers, the money is safe. Reviewed on: 3rd February 2025
Tomasz G's avatar
Tomasz G

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14852)

Review of the Monzo, Current Account:

I have a standard account with Monzo.

5
I have a standard account with Monzo. I don’t pay for any extras and I find it really easy to use. I like how easy and simple the layout is, and being able to quickly transfer money and just being able to move your money around so easy. It’s so simple to pay other people as well, and I really like the “pots” feature. Reviewed on: 16th May 2024

Excellent service on a simple app.

5
Very quick and easy to set up a simple online app. Instant use notification. Great as a foreign currency card exchange rate shown immediately no charges for use abroad Reviewed on: 24th May 2024

Makes banking and budgeting so easy!

5
Makes banking and budgeting so easy! Love the pots as all your direct debits come from there so you can see exactly what disposable income you’ve got. Also means savings can be divided into categories. Love it. Reviewed on: 24th May 2024

Great rates when abroad and way cheaper than the Hig...

4
Great rates when abroad and way cheaper than the Highstreet banks Reviewed on: 24th May 2024

Great bank!

5
Great bank! Easy to use app, good interest rates Reviewed on: 24th May 2024

Better than any High Street bank

5
Great product, love the ease of spending abroad and how the exchange rate is the best available, savings rate is better than any High street bank for instant access. Love the updates from monzo when ever I make a purchase or transaction I get instant update to my phone. My favourite bank by z long mile, the regular High Street banks can learn so much from these about modern day banking. Reviewed on: 24th May 2024

I love Monzo , at home or aboard.

5
I love Monzo , at home or aboard. I don’t know what I would do without it. With the no fees and easy exchange rate it makes holidays that little less stressful. The use of multiple pots and round up is great too. Reviewed on: 24th May 2024

Their app is very easy to use.

5
Their app is very easy to use. I like that I can open 'pots' to save for different things. It also tells me how much money I have left for the month by taking into account all my bills due, I particularly love this feature. Reviewed on: 24th May 2024

My favourite UK Bank

5
Very easy to use app with lots of functionality. Quick to spot fraudulous payments without being intrusive and take the right actions for their customers. Setting up any other plans (e.g. saving or even investing) is easy too. Reviewed on: 24th May 2024

Easy to navigate App, quick response time to queries...

5
Easy to navigate App, quick response time to queries, convenient number of free monthly card transactions locally and abroad. Various account options available to suit your needs. Reviewed on: 24th May 2024

Best Banking Experience

5
Since I have joined Monzo about 5years ago I've only had joy with them, I am proud to bank with them as it has always been very easy with them, quick solutions and you always save! I love Monzo Reviewed on: 24th May 2024

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