Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17192 reviews)

View other Monzo products

4.92

Based on 17,192 reviews, last reviewed 3rd May 2025

22390% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ever since I signed up I never looked back Ever since I signed up I never looked back Reviewed on: 3rd May 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17192)

Review of the Monzo, Current Account:

They really help you manage your accounts

I'm in my forties and I wasn't sure about Monzo at first. It semed a bit gimicky and all too popular with students to be of interest to me (or so I thought). Actually the app has been a great was of keeping track of my everyday spending. It's not perfect, perhaps more of a 4.5 than a 5 star app (there is room for more control of how you view and expoert the data, assign expenditure, etc) but it was also really easy to setup, so I think they deserve a five star review and I look forward to seeing how the app/service improves over time. Reviewed on: 22nd November 2021

Genius and Simple

Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

Ukrainian choice of Monzo

Very similar to Monobank so familiar to use. Easy money transfer via Wize connected to Monzo, a useful feature indeed Reviewed on: 17th April 2025

Great way to use card abroad fairly.

Great way to use card abroad fairly. And i love that i can create different pots for my needs and save money with a good rate. Reviewed on: 17th April 2025

My favourite bank

Monzo is really easy to setup and use, their app is quick and easy to use, their push notifications are prompt, and I know from an experience my girlfriend had with them that they have really good customer service. Reviewed on: 17th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Almost 10years and counting

I have been with Monzo around the 10year mark its the most convenient account every with an easy to use savvy app I have had all the family and friends sign up as well. Holidays are the best with Monzo just the ease of use keeps me coming back. The spend tracking is another lovely feature. The customer service is seamless always on hand 24hrs , if your around me you have to have it. Reviewed on: 17th April 2025

Monzo, the best bank in the world.

I have loved Monzo ever since I joined years ago. From the ease to apply for loans, the ability to use pots and create virtual cards and now the offering of different types of Perks - this bank does everything I need it to do and more. I really love being able to split up my money after being paid and keeping myself on budget. I also love setting up payments to come out of different pots/ virtual cards as this ensures I never miss a payment. Reviewed on: 17th April 2025

Best UK bank account provider by miles

Best UK bank account provider by miles. Super slick AI, everything works perfectly. Tons of high value perks. Well done! Reviewed on: 17th April 2025

10/10 platform and customer service

Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025

Brilliant bank with something for everyone.

Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart Current Account
from Fidor Bank 1.92 from 13 reviews
Current Account
from Cynergy Bank 1.00 from 1 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub