Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,219 reviews, last reviewed 19th Jun 2025
64% decrease in 5 star reviews
in the past 90 days
22% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Get paid earlier! Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay... Read more Reviewed on: 19th June 2025
Luis 's avatar
Luis

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo Current Account reviews (17219)

Review of the Monzo, Current Account:

Great app with regular innovations

5
Use Monzo for personal and joint accounts. Works really well and love being kept up to date on my spend and budgets. The pots are really useful for organising and saving money. Reviewed on: 16th March 2023

Brilliant, monzo is so easy to use.

5
Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

5
I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

5
Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Tried monzo cuz everyone was talking about it but my...

2
Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

1
Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

1
Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

5
Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

4
Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

Genius and Simple

5
Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

Ukrainian choice of Monzo

5
Very similar to Monobank so familiar to use. Easy money transfer via Wize connected to Monzo, a useful feature indeed Reviewed on: 17th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2506 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 412 reviews
    Monzo
    View all products