Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 14,851 reviews, last reviewed 1st Feb 2025
33% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love my Monzo account. Love my Monzo account. Like the fact you can see transactions immediately, can get paid a day early if need be , round ups, pots. I just think they’re... Read more Reviewed on: 1st February 2025
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14851)

Review of the Monzo, Current Account:

I got scammed and had £200 taken from my account and...

5
I got scammed and had £200 taken from my account and monzo gave it back to me i was very pleased by there immediate action and very helpful advice they gave me on how to stop getting scammed again by any more scammers and also help and advice on password and pin security not to be given to anyone even if they say they are a banking company and also not to give anyone the cvv number on your bank card. Reviewed on: 16th January 2024

Love my Monzo account.

5
Love my Monzo account. Like the fact you can see transactions immediately, can get paid a day early if need be , round ups, pots. I just think they’re great. Have just gone “full Monzo” and pay monthly but what I get for that is amazing. Multiple insurances that include my family members too and other perks I’ve never seen with other banks. Have been a victim of fraud before and the customer service was excellent. Have recommended to others and a few friends have signed up. I also like the fact you don’t get charged to use your card abroad and they give a good exchange rate too. Perfect all round. Reviewed on: 1st February 2025

Great app

5
App has some really great features and makes it super easy to keep track of transactions and savings. I love that I’m able to do “loose change” round ups and paying for a perks account doesn’t bother me as there are some great incentives included. Reviewed on: 29th January 2025

It's been well so far.

5
It's been well so far. Haven't really done much with Monzo but it seems good so far. I can't really stand firm for their security due to rumour on tiktok I heard. Reviewed on: 24th January 2025

Friendly to immigrants.

5
Friendly to immigrants. I came to this country half a year ago with no friends or family here and Monzo is virtually the only bank that let me set up an account rather painlessly. Reviewed on: 24th January 2025

Monzo has a good apps and services

5
Monzo has a good apps and services Reviewed on: 15th January 2025

Monzo bliss

5
Fantastic . It’s the best bank and puts its customers first. Reviewed on: 15th January 2025

Great bank and excellent customer service

5
Great bank and excellent customer service Reviewed on: 14th January 2025

As someone who is Bipolar they've consistently offer...

5
As someone who is Bipolar they've consistently offered excellent service by implementing extra agreed safeguards to safeguard me from those who may try to take advantage Reviewed on: 13th January 2025

Terrible

1
I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t sound like she wanted to be there. Told me I closed my account and I couldn’t apply for a new one for 30 days which I will not be doing. Reviewed on: 9th January 2025

Disgraceful bank.

1
Disgraceful bank. Poor service and incompetent staff. Many better alternatives! They cancel accounts with no reason, make errors when giving pay back details and take a lifetime to reply to any communication. Reviewed on: 4th January 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products