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Monzo: Current Account reviews

4.92
Based on 17,201 reviews, last reviewed 24th May 2025
237% increase in 5 star reviews
in the past 90 days
117% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

My thoughts on Monzo Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025
Patrick 's avatar
Patrick

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17201)

Review of the Monzo, Current Account:

Monzo is a great example of how a bank should be run.

5
Monzo is a great example of how a bank should be run. They are very clear about their rates and their customer service goes above and beyond what is required. Why can’t other banks be like this but then again Monzo wouldn’t stand out like they do if it was like that. Reviewed on: 18th January 2024

My thoughts on Monzo

5
Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025

Very easy to set up, easy to breakdown spending and...

5
Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

so good, wouldnt change ever, so simple to sign up...

5
so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

i’m using since 4 years i would like to tell its so...

5
i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025

Incredibly slick app with many useful features.

5
Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025

I love that Monzo has outstanding features like spli...

5
I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025

They are not going back in town until tomorrow and t...

5
They are not going back in town until tomorrow and they have to go out and get a new car Reviewed on: 8th May 2025

Great account with fantastic features!

5
Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

5
I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

5
Good for savings and knowing spending. Reviewed on: 5th May 2025

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