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Monzo: Flex Credit Card reviews

4.96
Based on 2,182 reviews, last reviewed 23rd Feb 2025
18750% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Very easy to use and great perks. Fantastic perks with paid accounts. Great value for money Reviewed on: 23rd February 2025
Matthew V's avatar
Matthew V

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2182)

Review of the Monzo, Flex Credit Card:

What a BANK !!

5
It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

Yes its very amazing and i like it

5
Yes its very amazing and i like it Reviewed on: 15th February 2025

I am happy with the app.

5
I am happy with the app. And the services Reviewed on: 15th February 2025

Very good and okay, I enjoy there service

5
Very good and okay, I enjoy there service Reviewed on: 15th February 2025

Great service.

5
Great service. No issues and help when needed Reviewed on: 15th February 2025

It was extremely quick and easy to apply for a Flex...

5
It was extremely quick and easy to apply for a Flex Credit Card. I was able to request an increase to the amount offered. Reviewed on: 15th February 2025

Easy to register, use and manage

5
Easy to register, use and manage Reviewed on: 15th February 2025

It’s good and easy to use.

5
It’s good and easy to use. I don’t need to bring any physical card and it’s accept in almost all of the merchants Reviewed on: 15th February 2025

Easy to use

5
Easy to use and really helpful when need a bit of extra financial support. Reviewed on: 15th February 2025

Amazing credit card and app layout

5
Amazing credit card and app layout Reviewed on: 15th February 2025

A damn good bank

5
Probably one of the only banks that seems to think about user experience rather than just extracting as much possible value from their customers. Building societies are great but Monzo is more modern in their approach I.e. the app is intuitive full of useful features and great for newbies to finance. Reviewed on: 15th February 2025

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