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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2200 reviews)

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4.96

Based on 2,200 reviews, last reviewed 26th Feb 2025

19550% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The Flex credit card is great for smaller purchases The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up... Read more Reviewed on: 26th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2200)

Review of the Monzo, Flex Credit Card:

Monzo Flex is an excellent way to access credit and...

Monzo Flex is an excellent way to access credit and get good credit management skills. I can easily spread my balance over 3 months, 6 months or more. I can easily see my total balance and individual balances. I can pay off a payment early, or make an additional payment or clear a balance in full at any time. Reviewed on: 18th January 2024

Flex is awesome

I never liked offerings like Klarna or PayPal Credit etc for "pay-in-three" type credit agreements, but Monzo Flex has created a way for me to pay flexibly at a reasonable rate and change my mind if I need to. Being able to Flex any* transaction from my current account retroactively up to 14 days later or pay off individual credit purchases is great. Reviewed on: 16th February 2025

Customer centric approach and support

Great interest offer, and most importantly timeline to pay off borrowed amount. Customisable pay back plan, and customer centric approach and support. Reviewed on: 16th February 2025

You have given me a chance to make special memories...

You have given me a chance to make special memories with the family , and allow me to budget for the extras Reviewed on: 16th February 2025

I used Monzo credit card to boost my credit score th...

I used Monzo credit card to boost my credit score the 3 monthly split payments make it easier to keep track of spending and make that I pay back on time. The money pots are also great for saving for specific needs rather than one big saving that will often get dipped in and out. Reviewed on: 16th February 2025

Monzo flex is so easy to use, way better than a trad...

Monzo flex is so easy to use, way better than a traditional credit card. Reviewed on: 16th February 2025

It is amazing card and everything is easy well done...

It is amazing card and everything is easy well done Monzo it’s really good Reviewed on: 15th February 2025

Excellent card and I’m using all the time.

Excellent card and I’m using all the time. Reviewed on: 15th February 2025

Easy to use good quality app and services

Easy to use good quality app and services Reviewed on: 15th February 2025

Yes its very amazing and i like it

Yes its very amazing and i like it Reviewed on: 15th February 2025

I am happy with the app.

I am happy with the app. And the services Reviewed on: 15th February 2025

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