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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2496 reviews)

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4.96

Based on 2,496 reviews, last reviewed 8th May 2025

22667% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

There are a lot more people in there and they are go... There are a lot more people in there and they are going on the same page as Reviewed on: 8th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2496)

Review of the Monzo, Flex Credit Card:

I decided to get the flex credit card as I had used...

I decided to get the flex credit card as I had used pay in 3 before for other products but with the flex card you can use pay in 3 easily in store and online. The options to payback the money are easily shown and broken down so you know how much you'll be laying when and how much the interest will be too. Reviewed on: 24th May 2024

There are a lot more people in there and they are go...

There are a lot more people in there and they are going on the same page as Reviewed on: 8th May 2025

Easy to use and manage finances.

Easy to use and manage finances. Best for budgeting if need flex credit card for big purchases or general day to day expenses. Reviewed on: 5th May 2025

The true meaning of Flex

Great transparency and very easy to manage and change agreements or pay off early with no guessing games Reviewed on: 2nd May 2025

The best experience for me .

The best experience for me . I really liked Reviewed on: 30th April 2025

I love Monzo Flex

I've enjoyed my experience with Monzo and love the recent updates they have done to be able to change the payment date and also pay off a little extra against each purchase, Reviewed on: 29th April 2025

Monzo Flex gives you the customer friendly visualisa...

Monzo Flex gives you the customer friendly visualisation to users which helps manage your finance. Not many credit cards have what Monzo has in terms of visualisation. Reviewed on: 27th April 2025

Easy to use.

Easy to use. Flex-ible. Convenient. Reviewed on: 27th April 2025

I love my Flex card.

I love my Flex card. Introducing 3 month’s interest free payments was a complete game-changer for me! Reviewed on: 26th April 2025

Monzo makes everything easy

Monzo makes everything easy to use and easy to understand, straightforward banking is what people want and Monzo offers that. Reviewed on: 25th April 2025

Monzo I want to work with you!

I’ ve been with monzo for over 7 years now, I just find it so reliable and simple. I moved all of my savings to them as I got a better interest than my other bank. I was given the opportunity to open a flex account a couple of years ago and that boosted my savings by giving me the flexibility to pay in instalments. Monzo its all my chosen card for travelling as they never charged any extra fees. The platform is simple and it works great. MONZO IF YOU ARE HIRING I WOULD LOVE TO WORK WITH YOU! Pd: my friends and family think that I already work for them as I try to get them all to use Monzo. Reviewed on: 24th April 2025

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