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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2474 reviews)

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4.96

Based on 2,474 reviews, last reviewed 18th Apr 2025

66200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Easy to use and fun Easy to use and some how makes it fun, especially when you manage to pay back early. Reviewed on: 18th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2474)

Review of the Monzo, Flex Credit Card:

I'm using Flex quite often, it's better than credit...

I'm using Flex quite often, it's better than credit cards and if you choose to use only 3 installments, you don't pay any interest. It helped me incredibly during a stressful time when I was moving apartments and went from furnished to unfurnished. Thanks to Monzo Flex I was able to buy everything I needed without taking a loan and paying a lot of interests! Reviewed on: 5th June 2024

Easy to use and fun

Easy to use and some how makes it fun, especially when you manage to pay back early. Reviewed on: 18th April 2025

Best credit card provider MONZO

As a new migrant in the UK no financial service provider gave me a chance when I was searching for a credit card, but Monzo did, they didn’t stop there, I can use my credit card and repay it over 3 months INTEREST FREE that’s the climax for me. I am so much impressed with that, I have used my credit card for over a year but have never paid a penny in interest because I clear my balance in 3 months. Very helpful and handy in time of crunching financial needs. Reviewed on: 18th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Love love love Monzo.

Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025

Easy to apply for and use!

Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025

It’s just amazing.

It’s just amazing. I love the app and the features. App is easy to use and straight forward. Flex is amazing. The fact you can pay over 3 months interest free too, just wow! Reviewed on: 17th April 2025

Its a nice app to manage.

Its a nice app to manage.i used monzo for every purchases and I really loved the flex card Reviewed on: 17th April 2025

Monzo is great

Always enjoyed using Monzo. Easy to use and great customer sert Reviewed on: 17th April 2025

Love the flexi credit card works perfectly for me

Love the flexi credit card works perfectly for me Reviewed on: 16th April 2025

Intuitive, slick and competitive.

Intuitive, slick and competitive. I'd recommend Monzo Flex to anyone wanting an evolved version of what a credit card can be. Reviewed on: 16th April 2025

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