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Monzo: Flex Credit Card reviews

4.96
Based on 2,392 reviews, last reviewed 7th Apr 2025
58300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

5

The best bank ever. The best bank ever. Everything they offer is perfect Reviewed on: 7th April 2025
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Anonymous

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
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Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel
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Monzo Flex Credit Card reviews (2392)

Review of the Monzo, Flex Credit Card:

Flex is flexible

5
Flex is super flexible and helps me manage spending, especially a few days before pay day! Reviewed on: 2nd March 2023

The best bank ever.

5
The best bank ever. Everything they offer is perfect Reviewed on: 7th April 2025

The Perfect Banking App

5
The additional perks tier makes the bonuses you get monthly pay for themselves. They provide me with everything I need in a single place with an easy to understand UI and give me so many options on how to manage my money Reviewed on: 7th April 2025

Five stars

5
Excellent bank! And easy way to use monzo flex credit card! Reviewed on: 6th April 2025

Good service.

5
Good service.All options are in one app. Reviewed on: 6th April 2025

Loved using Monzo since day one and will continue to...

5
Loved using Monzo since day one and will continue to use it Reviewed on: 5th April 2025

It really is flexible

5
I guess it's all about the app which continues to evolve and feels far in advance of it's rivals. The link between my main Monzo account and my Flex card is very useful and Flex is great to spread costs over 3 months, interest free. Reviewed on: 5th April 2025

The best credit card I’ve ever had.

5
The best credit card I’ve ever had. It’s flexible with a ton of benefits. Easy to use and to stay in control. Reviewed on: 5th April 2025

I am using monzo from 2 years and I am happy with mo...

5
I am using monzo from 2 years and I am happy with monzo service Reviewed on: 4th April 2025

Love it amazing banking obeeessed with it reccomend...

5
Love it amazing banking obeeessed with it reccomend it to all my friends x Reviewed on: 3rd April 2025

Flex is super easy to use and manage, and has been a...

5
Flex is super easy to use and manage, and has been amazing for budgeting those larger purchases with no interest attached. Reviewed on: 3rd April 2025

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