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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.37 (812 reviews)

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4.30

Based on 812 reviews, last reviewed 10th Oct 2024

88% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

68%

18%

Latest highest rating:

5

Several different options on how to use my accounts. Several different options on how to use my accounts. including, whcih i think is very important, being able to go into branch and speak face to face w... Read more Reviewed on: 10th October 2024

Latest lowest rating:

1

DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK... DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK Was offered £200 to switch my current account to Nationwide. With hindsight if I had been offered £500 ... Read more Reviewed on: 20th August 2024

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About this product

The FlexAccount is Nationwide’s ‘every day, fee-free bank account’. Opening a FlexAccount is a way to become a member of Nationwide, opening new opportunities for exclusive savings accounts. FlexAccount holders can benefit from a mobile banking app and arranged overdraft options.

Before opening a new current account, check customer reviews for the provider and product. Genuine customer experiences are the best way to gain valuable insight into a financial product. We collect Nationwide FlexAccount reviews to help you make an informed decision when choosing your new current account.

Find out how long customers have had their FlexAccounts and how satisfied they’ve been. Read about the benefits of being a member of Nationwide. Learn more about the features of the mobile banking app and how helpful account holders find it to be. All of this and more can be found in our Nationwide FlexAccount reviews.

Perhaps you already have a FlexAccount? Why not write a review on Smart Money People to help others like you make better financial decisions? Share your honest experience with the account and provider. Is the FlexAccount your main current account? Would you recommend the account to your family and friends? What are the main pros and cons you’ve experienced with the account? Have you had any experience with the customer service team? Write a Nationwide FlexAccount review today.

Nationwide FlexAccount reviews (812)

Review of the Nationwide, FlexAccount:

Solid

I also use Monzo and some of the newer disruptor saving/banking apps, and while I really appreciate their new features, I've not yet switched over as I appreciate the reliability of Nationwide. There's nothing particularly innovative with them, but equally I've never had much difficulty - they're simply a dependable company who I'd trust with my money Reviewed on: 9th February 2020

Several different options on how to use my accounts.

Several different options on how to use my accounts. including, whcih i think is very important, being able to go into branch and speak face to face wigth a rreal person Reviewed on: 10th October 2024

Overly complicated application process, it felt like.

Overly complicated application process, it felt like. Looked to join given the good reports on rates, new branding and adverts, but despite a new brand the process and provisions still felt archaic. So much paperwork, slow to send card, unnecessary pay-in rules. Just a waste of time and the credit search in my opinion. Reviewed on: 18th September 2024

Happy my account is with a mutual socie...

Happy that my current account is with a mutual society so I get better value from my accounts Reviewed on: 14th September 2024

Very supportive and great customer servicev

When I’ve had any problems such as people scamming, nationwide have been superb with the support they give which makes you feel safer. Being scammed is intrusive and it helps to have the banks support. They also have recently given members payments of £100 which is brilliant Reviewed on: 6th September 2024

Over 30 years in Nationwide and no problems

Been with Nationwide for over 30y and never had a problem with Current a/c or Mortgage services. Experience was seamless even when living abroad. Only gripe is their poor savings rates. Reviewed on: 25th August 2024

Great service

I’ve been a committed Nationwide account holder for several decades and have always had a good experience. Reviewed on: 24th August 2024

DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK...

DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK Was offered £200 to switch my current account to Nationwide. With hindsight if I had been offered £500 I wouldn't have switched. A flawed IT system not recognising pass numbers, a phone system which sometimes allows telephone banking and sometimes does not, customer service staff who hang up on you, days spent without access to account on mobile. For heavens sake stay away. Reviewed on: 20th August 2024

Super service

Love the fact that Nationwide is still a building society (and the benefits such as member payouts). Super app and easy to work with. Reviewed on: 2nd August 2024

Home card reader in 2024

I cannot believe they still have the home card reader despite their tripplw factor authentication. No other bank (inlcuding HSBC, Santander, Chase, Starling, Revolut) uses card readers to verify payments. I can get better interest in my Chase account 5.1% so want to move all money out but can’t use their card reader. Otherwise Nationwide are pretty good. They have a mutual fund release every year so they pay you to bank with them, although I’d prefer a higher interest rate on savings! App is clunky and doesn’t give information / product details on current product / hard to view statements Reviewed on: 30th July 2024

Dreadful Customer Services Experience

I received a telephone call and I asked who they were and from where. He then asked me some security questions, but even after that would not tell me why he had called. I asked for his number and said I would ring the number on my card. I eventually got through to an agent, who called me by my first name throughout. They could not tell me what the call was about and said I had not passed the previous security questions, even though she asked me the same questions. After I passed security, I asked what the call was that I had received earlier, about, she said I had to answer some questions first, as she could not tell me then. The long and the short of it is, because I had paid some money into a personal account for some work I had done at home, they queried whether it was a fraudulent activity. I had to explain what the work was, who did it, how long it took and how I knew him. They asked about my mental health and if anything was bothering me and if I someone had been into my property and if I had been asked to lie to Nationwide about this payment. They said I was being difficult and that's why they had to ask me all these questions! I asked if payment would be made and they kept saying I had to answer more questions, They kept asking me several questions, but in different ways. They said as there was no obvious connection to myself and the payee, they had to ask me my relationship with him etc, hence why all the questions from above. I felt as though her manner was almost like being a bully and said she made me feel like a criminal and I had done nothing wrong. She apologised and said she needed to ensure I was of sound mind! Even after payment went through, she could not give me an email address to write to, at my request and said my app would reboot in 5-10 minutes. I said it had not and she then said it could take up to 48 hours. All information I was given was backtracked on, when I queried it. She did not even know the full address and postcode of the building where she worked in was! It was a very distressful and harrowing experience, of which I feel I should never have been put through or treated in such a way. Needless to say, I have removed all my savings from Nationwide and transferred them into another Bank. Reviewed on: 15th July 2024

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