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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.42 (929 reviews)

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4.44

Based on 929 reviews, last reviewed 23rd Jun 2025

20% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

71%

16%

Latest highest rating:

5

highly recommend The app is user friendly, communication from the bank is kept to a minimum but useful information is shared, bank staff are friendly and it was easy t... Read more Reviewed on: 23rd June 2025

Latest lowest rating:

2

While Nationwide's Fairer Share bonuses are apprecia... While Nationwide's Fairer Share bonuses are appreciated, their interest rates on currents accounts are comparatively and sometimes extremely poor, and... Read more Reviewed on: 12th June 2025

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (929)

If I could give no stars, I would!

If I could give no stars, I would! Absolutely incompetent, functionally locked accounts because they failed the set up properly, app and internet banking appalling, tons of mistakes made, cost me more money in late payment fees than they 'gave' me as a new customer and a hit to my credit rating (despite having the money and being willing to pay) on top. Takes over an hour to get through to them (don't even bother with the chat function) and out of three formal complaints all three have been batted away, all showing they'd not even read the complaint properly, once blaming the postman! Avoid at all costs. Reviewed on: 1st April 2025

Wholly disappointing.

Wholly disappointing. If they spent as much on their ads as they did on modernising their approach to banking the whole process would be far more satisfactory. Online banking is too old-skool, customer service leaves something to be desired. I can see why those under 40 turn to digital banks. Reviewed on: 25th March 2025

Been with nationwide for decades.

Been with nationwide for decades. Love the cash rewards. Reviewed on: 22nd March 2025

Fantastic!

The customer service is amazing, the app is easy to use and has great features (including a map attached to each payment so you can see exactly where your money went). I have never had a problem with this bank. I also get monthly interest and a yearly bonus. Reviewed on: 19th March 2025

Gave me 50quid just for loyalty.

Received an email a week ago from Nationwide stating they will give me £50 just for being a loyal customer. No other bank has done this in the history of me banking! Thank you for your generosity. They have improved the simplicity of their security system a lot, and there is much less need for that stupid log in machine, so much more convenient to bank with them nowadays. I orginally signed up because of other perks they were handing out many years ago. Reviewed on: 19th March 2025

I like banking with Nationwide.

I like banking with Nationwide. I'm particularly pleased with the return on the Flex Regular Savers. Great interest rate. Reviewed on: 18th March 2025

Easy to use and access

The app is easy to use plus it was easy to open the account. It's really helpful to access a branch when I need coins and I love the ownership structure, Big Nationwide Thank You, etc. The staff are also very friendly and helpful. Reviewed on: 18th March 2025

They always give free money I love that

They always give free money I love that Reviewed on: 18th March 2025

Outstanding customer service!

I have been a customer of Nationwide for 20 years - they are amazing, customer service is second to none! Reviewed on: 18th March 2025

They offer bonuses to customers and are soon to give...

They offer bonuses to customers and are soon to give £50 to customers. They also just picked up a possible fraudulent transaction, are issuing a new card and claiming the transaction back, all before we had even noticed. Reviewed on: 16th March 2025

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