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Nationwide: FlexAccount reviews

4.63
Based on 1,114 reviews, last reviewed 3rd Sep 2026
78% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Longtime happy customer I have been with Nationwide for many years and always find them very helpful, and I like the fact that they have such a strong High Street presence - ... Read more Reviewed on: 3rd September 2026
Sarah J's avatar
Sarah J

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026
Colleen's avatar
Colleen

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1114)

Longtime happy customer

5
I have been with Nationwide for many years and always find them very helpful, and I like the fact that they have such a strong High Street presence - I mostly do my banking through the app but there are some situations where you actually want to speak to someone face to face. The annual fairer share payment is a nice bonus too! Reviewed on: 3rd September 2026

Top service

5
I have had my account with nationwide for years and they have always provided a first class service. They offer loyalty rewards and provide excellent service Reviewed on: 2nd September 2026

Great customer service provided.

5
Great customer service provided. Very understanding and patient staff. Reviewed on: 2nd September 2026

They are great as they have a high street presence w...

5
They are great as they have a high street presence which reflects in their commitment to customers unlike many other banks and financial institutions that have deserted the high streets and pandered to their share holders instead, Reviewed on: 20th August 2026

Does everything I need from a current account

5
The 24/7 self-service foyer at my local branch with a paying-in machine is something I genuinely value — not all banks offer that. Minor gripe: the machine menus are noticeably slower than what I've used at Halifax. The Fairer Share scheme is a nice bonus too, keep a minimum £100 in savings and it pays off. Reviewed on: 25th June 2026

Never had any problems.

5
Never had any problems. Staff always courteous and helpful. £100 annual fair share payment welcom. Reviewed on: 13th June 2026

real humans

5
branch based service when you need it. Reviewed on: 13th June 2026

Always wonderful service & secure is great!

5
Always wonderful service & secure is great! I feel safe having my money with tem Reviewed on: 12th June 2026

Staff are friendly, accessible and efficent

5
Staff are friendly, accessible and efficent Reviewed on: 11th June 2026

I love everything about Nationwide!

5
I love everything about Nationwide - from the 6.5% interest regular saver (best interest rate available for an instant access account when opened) to the Flex account that includes travel insurance, breakdown cover and mobile phone insurance for a very reasonable monthly fee. I have also had a Nationwide credit card for over 20 years that remains fee free to use abroad. And not forgetting the £100 annual bonus for simply having 2 accounts with them! What a prefect range of products! Reviewed on: 11th June 2026

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