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Nationwide: FlexAccount reviews

4.60
Based on 1,098 reviews, last reviewed 4th Jun 2026
1% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Faithfully Yours, I have been a Nationwide customer for twelve years now. I was ambling along , doing quite well or so I thought but then I had a lifechanging event and... Read more Reviewed on: 4th June 2026
Sheila Skehill's avatar
Sheila Skehill

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026
Colleen's avatar
Colleen

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1098)

Great product!

5
I have a Flex account with Nationwide - its so easy to make payments online or transfer money to my other Nationwide accounts and best of all I get free travel insurance for travel anywhere in Europe, which is great for me as I travel a fair bit (and they were brilliant last year when I broke my arm just before travelling to Rome - they didn't charge me anything for cover and even sent me a letter to confirm they were happy with me travelling etc which came in mega useful at the airport). Branch staff are always helpful if I have queries - I would most definitely recommend them Reviewed on: 11th February 2018

Best for High Street banking

5
Always easy to get through to Customer Service by phone and excellent service in-branch too. Reviewed on: 11th February 2018

Insured!

4
As well as a whole host of excellent benefits they have just given free travel insurance to anyone who's a U.K. resident and who gets £750 a month paid into their account. This would include most working people, even part timers. And saves lots of money in travel insurance just by having this account. Reviewed on: 10th February 2018

Clear concise fees

5
Have been with Nationwide over 25 years banking and with a mortgage. The ability to overpay our mortgage greatly helped in our ability to pay off before the end of the term. Free travel insurance is also a plus Reviewed on: 10th February 2018

Does what it says on the tin!

3
This is a very flexible account, very easy to use, simple to make transfers between other Nationwide Accounts and simple to make payments to other banks, businesses or just people. Reviewed on: 10th February 2018

Great bank

5
The nationwide banks are very helpful and their online security is excellent Reviewed on: 10th February 2018

Trustworthy bank

4
It's on the worlds best top 50 banks list for good reason,cares more for customers in my experience, and thats a huge plus. Reviewed on: 9th February 2018

Brilliant!

5
Great company, great account, zero bank charges & super friendly staff Reviewed on: 9th February 2018

Flex student

5
helped my son no end - even when card got stolen - refunded within half an hour and new card sent home within 4 days. Reviewed on: 8th February 2018

Brilliant Account

5
Good Perks and Good Service. Travel insurance and motorhome breakdown included with this account. Cheap foreign currency transfers and excellent service. Reviewed on: 8th February 2018

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