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Nationwide: Credit Card reviews

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3.98
Based on 192 reviews, last reviewed 11th Apr 2025
1200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

nationwide is family nationwide has always been about the people and they prove that with how they run their bank operations. no other bank other than nationwide has ever ... Read more Reviewed on: 11th April 2025
Tay S's avatar
Tay S

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies
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About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work bette...

Nationwide Credit Card reviews (192)

Review of the Nationwide, Credit Card:

Very good interest rates

4
Very good rates of interest and sensible with the credit limit Reviewed on: 4th April 2017
Jeff Lowe's avatar
Jeff Lowe

Good company

5
I recommend it nationwide bank because there’s high security Reviewed on: 2nd June 2023
Marleine 's avatar
Marleine

Easy to manage credit card

4
I like the fact that Nationwide ask you to opt in when they offer to raise your credit limit. It's easy to view transactions on the app and website and easy to download monthly statements. Shame it's not cashback any more but other than that, can't complain. I also like the fact Nationwide is owned by its members and has co-operative values. Reviewed on: 31st May 2023
CSCSCS19's avatar
CSCSCS19

Good for using on holiday

4
Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023
gden's avatar
gden

Nationwide is simple and elegant

5
Nationwide is simple and elegant Reviewed on: 6th April 2023
Peiran Su's avatar
Peiran Su

Treats people struggling with debt appallingly

1
Back in 2014 I had serious problems with debt and had the misfortune to owe Nationwide Credit Card money. I took advice from CCCS and made token payments. The advisors were the most unpleasant people I’ve ever dealt with. One said that my credit card debt was a priority debt!! They were all sarcastic and did not care about my situation. Eventually I entered an IVA and they refused to ever agree with the offer of repayment. Luckily they were not the majority creditor so they had ... Reviewed on: 5th April 2023
Kay Carter-Phillips's avatar
Kay Carter-Phillips

Credit card

5
Easy to use in app and manage repayments. Reviewed on: 5th April 2023
Henry's avatar
Henry

Credit card

5
Great product easy to apply and great app Reviewed on: 5th April 2023
Martina's avatar
Martina

Straightforward credit card

4
A basic credit card with a monthly email prompting me to download and check my statements. Very easy to use. Sadly, cashback was removed a while ago, but I like the fact Nationwide is owned by its members and operates with ethics in mind so I can live without the perk. Reviewed on: 5th April 2023
CSCSCS19's avatar
CSCSCS19

Good bank

5
Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023
Andreea's avatar
Andreea

Poor service on credit cards

2
credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023
Damiann Akhboun's avatar
Damiann Akhboun

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