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Nationwide: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.32 (174 reviews)

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4.26

Based on 174 reviews, last reviewed 7th Sep 2024

25% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024

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About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Best Mortgage Provider

Never had a problem from the initial set up to taking out life insurance and changing our rate. Reviewed on: 8th November 2018

Good mortgage

Updated to a competitive rate for the next two years and with a cash bonus. Reviewed on: 8th November 2018

Excellent

Easy process from start to finish. Great mortgage advisor, easy to understand info given. App is brilliant for checking account. Recommend. Reviewed on: 8th November 2018

They let me down twice.

Wasting time. They declined my application without any reason and did not notify me. Reviewed on: 7th November 2018

They let me down twice.

They diclined without any reason and they did not notify me about it. Wasting time with them. Unreliable bank. Reviewed on: 7th November 2018

Great rates, easy to manage with app

Nationwide has consistently offered me some of the best rates, and made my life a lot easier in loads of small ways by making my mortgage easy to manage in the app and online. When my initial 2-year fixed rate expired, switching to a new product took me about 10 minutes and got me a way better rate. Couldn't be happier. Reviewed on: 6th November 2018

Heartless!

I borrowed £40,000 for 10 months. I was made redundant unexpectedly and had to draw company pension early. On top of the mortgage payments to Nationwide, I had to pay an extra £1,527.00 to them when I used the pension to redeem the mortgage. I found out after that I could have had another mortgage with them without paying the EPC and the same payments. How was I to know I would be made redundant? I should have been claiming a government pension now but they changed it until I'm 66. Losing 45 grand! It gives me no hope to live as can't get a job at my age. I would not trust them again. Reviewed on: 15th September 2018

Mortgage

Good rate and really easy to remortgage Reviewed on: 17th July 2018

Customer focused

I have had a mortgage with nationwide for many years and have had to contact them many times, face to face and over the phone & have always found them nothing but helpful and always speedy in getting queries solved Reviewed on: 10th June 2018

COMPLETE MESS

when I first started banking with Nationwide, they were lovely. Now I have to change my card details continually as they keep putting a block on it as they don't believe that it is I using MY OWN MONEY. They keep claiming its been bloody compromised. I DONT UNDERSTAND. Reviewed on: 5th May 2018

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Nationwide: Fixed Rate Mortgage reviews

25% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Fixed Rate Mortgage reviews (174)

Great bank, so no surprise the mortgages are good too

Best Mortgage Provider

Good mortgage

Excellent

They let me down twice.

They let me down twice.

Great rates, easy to manage with app

Heartless!

Mortgage

Customer focused

COMPLETE MESS

Do you have a different Nationwide product?

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