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Nationwide: Mortgages reviews

4.28
Based on 198 reviews, last reviewed 5th Jul 2026
89% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
10%

Latest highest rating:

5

Nationwide mortgage was very easy to set up. Nationwide mortgage was very easy to set up. The steps were clearly defined and the process was quick. Mortgage rates are always competitive too. I wo... Read more Reviewed on: 16th April 2026
Bmon16's avatar
Bmon16

Latest lowest rating:

1

My dealings with Nationwide were very disappointing My dealings with Nationwide were disappointing and they offered poor value with what I felt were rather uninterested bank (building society) represent... Read more Reviewed on: 5th July 2026
John de Vence's avatar
John de Vence

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Mortgages reviews (198)

My dealings with Nationwide were very disappointing

1
My dealings with Nationwide were disappointing and they offered poor value with what I felt were rather uninterested bank (building society) representatives. Surprising given their recent statements about being 'different' etc. By contract easier to do business with the old banks like Natwest and HSBC or not doubt even 'Revolut' (!). Reviewed on: 5th July 2026

Not my favourite mortgage.

3
I have a nationwide mortgage. On enquiring with them about working from home. They made it so difficult. Write a letter. Deliver it to branch. Get no reply. Send another. They reply no, without even finding out additional information. Very unhelpful when people need to work. Reviewed on: 17th April 2026

Nationwide mortgage was very easy to set up.

5
Nationwide mortgage was very easy to set up. The steps were clearly defined and the process was quick. Mortgage rates are always competitive too. I would highly recommend, especially for someone new to home buying. Reviewed on: 16th April 2026

Easy remortgage process

5
It was a remortgage on our property. The whole process was extremely easy and didn’t take long at all Reviewed on: 3rd April 2026

It’s rare to find a mortgage team that balances wait...

5
It’s rare to find a mortgage team that balances wait time with actual expertise. Having a knowledgeable person on the line who genuinely points you in the right direction makes a huge difference, especially with something as complex as a mortgage Reviewed on: 25th March 2026

Staff always engaged, polite & professional & don't...

5
Staff always engaged, polite & professional & don't rush you to get the job done! Reviewed on: 24th March 2026

Great service and competitive.

5
Great service and competitive. When needed clarity was very helpful and understanding! Reviewed on: 29th January 2026

Great rate for getting on property ladder!

5
I took a mortgage with Nationwide and got a good rate for seven years and I'm still so happy I made this decision and was able to get on the property ladder when other banks don't even come close to offering the same level of help. Reviewed on: 25th January 2026

Great App & Mortgage calculator keeps me focused

5
App is really good way to keep me focused on paying my mortgage also with their simple to use mortgage calculator to understand how overpayments can help. Reviewed on: 24th January 2026

Very helpful in structuring a mortgage

5
Very helpful in structuring a mortgage for a new house purchase, carrying forward an existing fixed-rate mortgage from our existing property. Good communications throughout, options clearly explained and all processed in a timely manner. with an interest rate that we're happy with. Reviewed on: 23rd January 2026

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