Smart Money People Logo

Nationwide: Mortgages reviews

4.36
Based on 185 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
11%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
10%

Latest highest rating:

4

Mortage. Mortage. I had a mortage from Nationwide. It was good. i just wish the interest rates were lower. Reviewed on: 15th July 2025
Jennifer S's avatar
Jennifer S

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: Mortgages now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide Mortgages reviews (185)

Very long wait for anything to happen...

3
Having recently applied for a fixed rate mortgage at Nationwide, I can say that I have mixed feelings about the experience. We had some difficulty initially getting an appointment but were assured things would moved quickly from them on. However, our application did not submit electronically and that marked the beginning of a long 3 week wait whilst everything was submitted manually. Once all this had happened, however, the decision was then made very quickly and there were few other issues. Reviewed on: 22nd April 2015

from the beginning they didn't take me seriously

1
As a first time buyer I was looking to get a mortgage and some advice. I went into a branch and was told it would be better to go online than speak to someone. After letting them know I would be more comfortable discussing with someone (as I had been offered in other banks) they begrudgingly booked me an appointment. On the day of the appointment I was phoned up and the meeting cancelled and was just told to go online and use a calculator which was not what I wanted at all but after feeling this resistance decided to not bother and go elsewhere. Reviewed on: 21st April 2015

Postponed by mortgage payment automatically

5
Recently forgot to transfer money into my Nationwide account for my mortgage payment and when Nationwide tried to take it out they reimbursed me it as it went into minus but notified me so I could put the money in. Really helpful and they didn't charge me a penny for the error! Reviewed on: 19th March 2015

Loyalty didn't help me much

2
Me and my partner have been quite loyal to Nationwide but this hasn't always helped. Trying to apply for a mortgage wasn't an easy process even though they have known us for ages. It's been quite frustrating, and the lack of face to face contact doesn't help what is quiet a complex process Reviewed on: 28th October 2014

Superb product and customer service

5
Having saved with Nationwide for the previous year or so I finally decided to take the plunge and buy my first home. The process was very straight forward and everything was explained to me clearly - once I'd been to my local branch to go through my options I applied in-branch and subsequently received several calls to update me on progress. Customer service was great throughout and it was a nice touch that they sent me a welcome hamper when I moved into my home. Reviewed on: 1st October 2014

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 5 reviews
    Nationwide
  • Regular Savings

    from Nationwide 4.73 from 79 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.72 from 61 reviews
    Nationwide
    View all products