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Nationwide: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.34 (180 reviews)

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4.32

Based on 180 reviews, last reviewed 2nd Apr 2025

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

11%

Latest highest rating:

5

Great deal, easy to apply. Great deal, easy to apply. Easy to understand website and application process. Reviewed on: 2nd April 2025

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024

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About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Nationwide Fixed Rate Mortgage reviews (180)

Delay Delay Delay

Applied for mortgage in first week of July It is now coming up to mid-December, and don't even have an offer. "Two day turnaround" for reviewing documents is actually 4 days, before you can escalate the case. Note that escalation can take "one day" (three) to return to you. Reasons for delay vary from an incorrect valuation (said the property was underpinned, 1 month and several fees later showed it wasn't) and documentation they should have requested at application stage being requested 3 months later. Reviewed on: 8th December 2016

Great product, user-friendly and they seem to be on your side (by comparison to most!)

Nationwide understand that you can't plan everything in your life and seem to offer a level of flexibility. Reviewed on: 21st November 2016

Straight Forward Process

Taking out a Fixed Rate Mortgage with Nationwide was the most straightforward process from buying my new home. They kept me up to date with every stage of the process and they were always helpful when I contacted them. Reviewed on: 14th November 2016

Nationwide Mortgage Review

A decent rate with good flexibility and customer support. Reviewed on: 14th November 2016

Excellent value for a first time buyer

I got a first time buyer's mortgage through the Nationwide recently and they have been really helpful, especially when I've contacted them with lots of questions as I am new to the mortgage game. The mortgage itself is at a very competitive rate and had no arrangement fees - in fact I got £500 cashback after completion! I also had the very welcome bonus of a new home box delivered on the day I moved in full of goodies and useful items - everything from teabags, biscuits and mugs to a home magazine, toilet paper and kitchen roll. They have a secure message system online which I have used a few times and they always get back to me quickly with the correct information. I already had two other products with them to it was easy to log into the system. I would definitely recommend them as the branch staff are also helpful and friendly and there are still lots of branches around. Reviewed on: 14th November 2016

Great service at a great rate

I easily acquired consent to let my property out with nationwide. They made it a swift and easy process, with minimal cost. I was expecting to have to change to a far more costly landlords mortgage, thankfully they helped me avoid this. Reviewed on: 14th November 2016

Excellent service and got cash back for being loyal

Rewards loyalty which not many companies do. Would recommend to anyone. Have all my banking and mortgage with them. Reviewed on: 14th October 2016

best company we have used for mortgaging

We remortgaged back in 2011 to Nationwide. The process was really easy and all contact was friendly and professional. We have since remortgaged again in 2013 and 2015 and stayed with Nationwide both times as they have offered the best rate for us. The process has been so smooth and easy each time , stress free and worry free. I would really recommend you give them a look if you are thinking of changing your mortgage. Reviewed on: 8th September 2016

mortgage approved quickly, but poor communications

I decided to use Nationwide for my first mortgage, and was impressed by how quickly it was approved. The application process was all done online, which I loved, and was simple and clear. However, I found the communications I received while waiting for the approval to be confusing. A number of the emails and texts about he process of the application were very unclear, and I ended up having to phone them for clarification. This made a stressful time even more stressful. Reviewed on: 8th September 2016

Friendly and helpful

Applied for our Nationwide mortgage by phone as an appointment was available faster than in branch and we couldn't apply online as the mortgage ends after age 65 for my husband. Fast, friendly process with email updates on progress. Application fee (but not valuation or survey fee) is refundable if purchase doesn't complete, unlike most banks. Also, liked that we could email, unlike HSBC who we always had to phone (very time-consuming). The only problems were with a last minute request for proof of savings when we'd earlier been told all necessary documents had been in received. Also, there was confusion over a 5K retainer based on our valuation. Fortunately all was resolved in time for exchange 6 weeks after our offer had been accepted. Completion (nearly 3 weeks after exchange) was problem-free. We moved our current account and savings to Nationwide soon after, making overpayments via online banking easy. Reviewed on: 29th August 2016

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